i have the mortgage in my name, but deed in finace's name. but when the amount of sale is for half the mortgage amount owed. i just found out that my name was taken off with her name still left on the deed. The original deed had us both on it as being married, when I went to correct the deed it came back with my name off and hers on it.She is now wanting out so she asked me to leave the home I pay for and put alot of work into. I have paid for all the furniture, landscaping myself. She will not take over the mortgage payments. I need to know what I should do I have moved out since she said if I won't leave she will call the police to have me removed.
2006-08-25 09:35:57 · 10 answers · asked by parisyorkie 2 in Family & Relationships ➔ Marriage & Divorce
Find out how the deed was recorded incorrectly in the first place. What did you sign? No matter what, you should be able to sell the home and pay off the loan because the mortgage (a document separate from the loan) probably has a clause that will make the note immediately payable. Something like this: "If Mortgagor (that's you) shall sell, convey or transfer, voluntarily or involuntarily, all or any interest in the above property, Mortgagee may, at its option, declare the entire indebtedness secured hereby to be immediately due and payable"
If she's not on the note, she really has no right to be on the deed but if you added her after closing that's your mistake.
If she is on the note, then her credit will be equally ruined if no payments are made (small conciliation).
So worst case is that you let the house get foreclosed on and she lives rent free for a year but I would take her to court and settle it that way. What did you do to deserve this? She's cold and calculating and there's got to be a law to protect you.
I see this sort of thing all too often. If you don't own the property, don't co-sign for anyone. Not even your own children if they aren't responsible. If they don't owe the money on the property that is in their name, what exactly do you get out of it? Use common sense, especially when it comes to lovers because money just makes the break up harder.
2006-08-25 19:44:17 · answer #1 · answered by mortgageguy 2 · 0⤊ 0⤋
Get an attorney...take whatever papers you have regarding the house (mortgage booklet, deed, tax forms, etc) along with the receipts and canceled checks for all of the repairs, materials, landscaping you paid for (Hopefully it was NOT from a joint account). Tell the attorney exactly how your name came to be removed while trying to correct a mistake. This is why it's a good idea to either be married before buying a house, car, etc...or put it in the name of the person who is paying for it. Without the benefit of a marriage, your legal rights are limited. Good luck
2006-08-25 09:43:46 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Since you were living there, even if you name was not on the deed, I doubt the police would have removed you. Now that you've left you have put yourself into a much more vulnerable position. Your best bet, at this point, is to seek legal advice. Pronto! I don't know how she got your name off the deed without your written consent. Get to the lawyer sooner rather than later. God bless!
2006-08-25 09:48:29 · answer #3 · answered by celticwoman777 6 · 0⤊ 0⤋
First off, don't move out. Posession is 9/10 of the law, you move out and you will loose your stake. If she tries to evict you, it is a 90 day process, don't leave until the police have to arrest you.
2nd, collect all of the financial documents that state that you have paid for the morgage, furniture, ect.
3rd, contact your real estate agent and morgage brooker and have them help you fix it
4th find out how the error was made and raise hell to get it fixed
5th go to the county with all of your paper work and your real estate agent and apply to have the deed changed and provide them with the paper work.
Oh yeah, somewhere in the midst of all this get a real estate lawyer, I'm sure you real estate agent has a good one.
Good luck, act quick!
2006-08-25 09:44:28 · answer #4 · answered by gtn 3 · 0⤊ 0⤋
In order to remove your name from a deed she would had a quit claim deed removing you from it...but you would have been aware of it...I say contact a title company in your state...every state works differently and they should be able to help you out.
2006-08-25 09:38:52 · answer #5 · answered by brina27 2 · 0⤊ 0⤋
Call yourself an attorney. This is obviously a matter that will not be handled between you two with out help from a legal source. Good LUck. There are a^^ holes born every day and we need attorneys to help out with them.
2006-08-25 09:44:52 · answer #6 · answered by cindy s 2 · 0⤊ 0⤋
In Hindu faith action(Karma) is split into Sat Karma(Samaritan moves) and Dush Karma(not conducive moves,even to one's own moral experience)..eliminating of Dush karma must be performed by using (a million) by using doing Sat Karma-(2) by using straightforward rependence & Prayers. Prayers to Lord Ziva(Siva) is the ideal decision--it truly is lower than pressure in "Kshamaa Aparaatha Stotram"=Praying Lord Siva to forgive and help one to go back out of the grime(Amayam) of sins. Samaritan moves like helping a foul toddler to study-a blind/invalid/old persons of their chores.No funds/or wealth is necessary.
2016-11-27 21:14:11 · answer #7 · answered by freije 4 · 0⤊ 0⤋
umm sounds like *no* mistake on HER part. Hire a Lawyer
2006-08-25 09:44:38 · answer #8 · answered by flowerpet56 5 · 0⤊ 0⤋
oh what a mess. hire yourself an estate laywer
2006-08-25 09:39:28 · answer #9 · answered by Crazy dog lady 3 · 0⤊ 0⤋
contact a lawyer, it does sound like you got screwed if your name isn't on it
2006-08-25 09:39:05 · answer #10 · answered by ? 7 · 0⤊ 0⤋