I'm not in the UK anymore and when I left I had a credit card and a personal loan with a major bank to the tune of about 3600 in total. I simply can't pay it off. My monthly payment is what I'm living off in one month now (I'm a student). Will will happen? How do I check if I have a CCJ? When does the bank abandon hope of collecting the debt? I know it takes 6 or 7 year for the CCJ to be written off my record. Thanks a lot :- |
2006-08-25 05:39:12 · 4 answers · asked by Kailee 3 in Business & Finance ➔ Personal Finance
I know you can get a credit report from the 2 main Credit reference agencies by sending a cheque/postal order of £2.00 to them and they will post it to you. It will list the credit you have had and ever tried to get.
You need to include full name and previous addresses.
Equifax & Experian check the website x
2006-08-25 05:51:59 · answer #1 · answered by elijay23 1 · 1⤊ 0⤋
i think maybe you should be talking to your bank, having any ccjs against you will always affect your credit rating even if they are written off or defaulted
2006-08-25 12:49:43 · answer #2 · answered by Anonymous · 0⤊ 0⤋
See elijay answer.
If you go online to these companies that "elijay" mentioned in her answer you will get the results immediately
2006-08-26 13:33:08 · answer #3 · answered by Anonymous · 0⤊ 0⤋
your local courts
2006-08-28 13:12:54 · answer #4 · answered by Anonymous · 0⤊ 0⤋