want to give up house and live on 28foot boat?

Question

would like information on banking, mail arrangements,etc.
do i pay community tax?

Answer 1

sounds like heaven

Answer 2

I looked at this a few years ago. Mail can be delivered to the marina office, this will ostensibly be your address, you can bank anywhere you like as long as you have an address, and you can bank online. As far as community tax is concerned, I believe you pay a proportion because they collect your refuse. You have to pay mooring fees and a tax for living and using the waterways, can't remember what this tax is called, then there is the maintenance on the boat, it needs to come out of the water every few years and the bottom scraped. It seems a lot of hassle, but I suppose when you get used to this, you will take it in your stride.
I wish I had gone ahead, perhaps I will get the chance again.
Good luck

Answer 3

Haven't so many of us designed that into a dream scenario.

28 ft. is rather small to be a live aboard, but certainly one can downsize life and compromise to the point of it being valid.

Will the boat be also seaworthy? Will you have animals? So many questions come up, for me when I think to do that, but the thought is still intriguing.

Without knowing your real plan, banking, mail, etc, can be handled at some land base,,,or forwarded. The computer and internet make both pretty simple.

Without knowing if you've picked a base, for mooring, you'll likely have to pay something,,,unless you can anchor in some bay, and dingy back and forth.


Rev. Steven

Answer 4

You lucky lucky person.
Banks are no problem, just go to your local branch and explain what your doing. Just like a change of address really.
The post office can keep your mail for collection, again pop into your local main office. If you have permanent moorings then you may well have a postie.
As for the council tax, unlucky, you still have to pay, but I believe it is a reduced rate.

I'm so jealous
:o)

Answer 5

Are you in the UK ?

You need to remember mooring fees, boat licence and insurance.

If you are "continually cruising" to avoid mooring fees you might also want to know that BW are thinking are ramping up the license for continuous cruisers.

Also, check your moorings - many marinas don't allow liveaboards.

I haven't heard of live-aboards paying council tax, even at a reduced rate. Our friends send thier kids to school etc with no problem.

and remember to pump out your bildge, otherwise you might wake up with wet feet !

Good luck with it.