The other driver clearly was at fault. Do I sue or wait till the other insurance company makes me an offer.
2006-08-24 02:28:56 · 12 answers · asked by lifeisgrand99 2 in Politics & Government ➔ Law & Ethics
Let the insurance companies battle it out. A lawsuit should be the last resort because it can be expensive, very time-consuming, and a big fat headache.
2006-08-24 02:36:10 · answer #1 · answered by LadyJag 5 · 0⤊ 0⤋
First - you should contact your insurance comapny. Assuming that you exchanged insurance information at the scene of the accident, you should have the other driver's info and should provide it to your insurance company along with the details. IF the other driver did what he/she's supposed to then their insurance company will contact you within a few days. If you don't hear from them you'll need to get back in touch with your company and they will attempt to intervene for you.
Unfortuantely, it may take some time. But, if you are truly not at fault, if there was a police report, if you have witnesses (or even if you don't) eventually your car and your personal distress will be addressed through the proper channels.
Patience will get you everything you need. Lawsuits will cost you money and hurt you and the rest of us in the long run. Don't bog down the legal system with something that already has a solution in place (insurance).
2006-08-24 02:38:45 · answer #2 · answered by LoriDonovan 1 · 0⤊ 0⤋
You don't mention if you were injured in any way. If you did not suffer injuries that caused you to miss work and suffer through severe pain, you should not sue. Why do you expect the insurance company to "make you an offer" instead of simply fixing your car, as that is what insurance is for? Insurance and car accidents are not a "get rich quick" scheme... they are to be used for legitimate pains from an accident and to cover your COSTS not your WANTS.
I'd suggest fixing your car with the insurance money and moving on with your life. Why clog the courts and drive up the rest of our costs with another frivolous lawsuit?
2006-08-24 03:22:17 · answer #3 · answered by Goose&Tonic 6 · 1⤊ 0⤋
Sue for what? Unless you have suffered harm that is not covered by your insurance company you have no grounds to sue. If you have become phsyically unable to work or function then you might have grounds. But an accident, even if the other person is at fault, is covered by insurance. You'll get your car repaired at no cost to you, and if your insurance company is any good, your rates will stay the same.
2006-08-24 02:35:46 · answer #4 · answered by thunder2sys 7 · 2⤊ 0⤋
Ahh..the good ol' American way, "when in doubt, sue!". Just wait till the insurance company gets back to you, they will. Sueing will only waste you your time and energy. Judges know and deal with thousand of similar cases DAILY, and they know when someone's trying to make a quick buck from a mere accident. My advise as a law practioner, just wait. The insurance company will deal everything well a sure.
2006-08-24 02:38:41 · answer #5 · answered by ? 3 · 0⤊ 0⤋
So you NEED to sue??
Very few people NEED to sue. Do you have medical issues that are not covered by standard insurance?
People who sue for no real reason but to get money are incredibly unethical. Money will help you, but have nothing to do with the accident...that is immoral too...
If your needs are met, car fixed or replaced, no medical issues, then no, get on with your life in this litigious society. If you do sue, then you will be partially to blame for higher insurance premiums, so don't complain about them any more either.
2006-08-24 02:39:21 · answer #6 · answered by fairly smart 7 · 1⤊ 0⤋
NO DO NOT SUE. people like you are the reason insurance costs so much. Let his or her insurance company fix the car and move on. Jesus, no wonder my car insurance, health insurance, and pretty much everything else I buy cost so much. People like you who think you should sue if you stub your toe on a high tile in the mall, or if morgan colling and gilbert attorney at law says you should. How about you rub your two brain cells together and move on.
2006-08-24 02:32:54 · answer #7 · answered by Alex H 3 · 2⤊ 0⤋
A lot of wrong information. Is this only property damage, personal injury.? If you were truely injued, the ins company will never make a good faith offer till an attorney is involved.
There really isnt enough info to fuly answer at this point.
2006-08-24 02:37:06 · answer #8 · answered by Anonymous · 0⤊ 0⤋
You should see if the other insurance company is going to accept liability first. They may take care of everything without you having to go through the additional hassle & expense of getting a lawyer.
2006-08-24 02:32:46 · answer #9 · answered by Coop 3 · 0⤊ 0⤋
You need to wait till you get a offer or you have no basis for suit yet ( because they can go to court and state that you were antagonistic and would not deal directly with them it doesnt mean you would lose a suit but it diminishes your chances). I hope that you were not hurt badly cars can be replaced people can't.
2006-08-24 02:32:28 · answer #10 · answered by magicboi37 4 · 2⤊ 0⤋