Is it possible to rent an apartment with really bad credit?

Answer 1

Is it possible? Absolutely.

Your best bet is to rent from a private owner in a 2 or 3 family house. Their main concern is that you pay on time and don't do any damage. Then you set about being the best tenant they ever had and build a good rental history.

That means you pay on time (not during the grace period, but ON TIME as in on the 1st) and in full. You don't: make any noise, annoy your neighbors, zoom up or down the block, have drunken parties, or do anything to piss off your new landlords.

After a year or so, you will have a wonderful reference that will help balance out your bad credit when applying at complexes.

Answer 2

Absolutely. Generally speaking, landlords with lesser apartments often don't even do a credit check. Better quality apartments almost always do, but if you are honest with the propective landlord (and have a good explanation) then they may be willing to take a chance on you. I've been a landlord for 20 years. Many of my best tenants are the people who had mediocre credit initially BUT were honest with me and gave me a detailed explanation of what happened. The best way to improve your odds is to start improving your credit. When I look at a credit report, the most important time to me is the most recent 6 months. If I can see a pattern of someone trying to improve their credit, I am much more likely to work with them. Good Luck!!!

Answer 3

Sure. some apartments dont even check credit. Most that do a thorough back ground check (Rental history, income verification, credit check, etc) Will let the "good" things balnace out the bad things. However, if you have bad credit, bad rental history, and little income, it might be difficult.

The only thing you can do is apply. :-) Some apartments will let you rent anyway and ask for an extra 200-500 for a deposit.

Answer 4

Welcome to the first step of becoming homeless. Most apartments will not rent to anyone with a bad credit history, especially if it shows an eviction or late payment history. Residence hotels don't care about your credit, but they are expensive and one late payment and you are in the street. It is best to live as a roommate with someone else and fix your credit, even if it takes time.

Answer 5

It depends on the landlord if he/she will give you a second chance and how desperate he/she is to rent out the place. If he/she gets someone with better credit than you he/she probably will prefer that person. You might be asked for the maximum-security deposit, which allowed by the state and county. He/she will call your reference and your work. Will check if you were evicted prior and even ask for a co signer.

Answer 6

if your suffering so undesirable you may record a financial ruin 13 which a value plan threw the courts. you opt for lawyer and a job to do this. if your out of artwork and searching for a place and don't have you ever could be residing with your mothers and fathers. a lot of place will run credit record on ability tenants and with undesirable credit report they gained't lease you

Answer 7

Really bad credit --> really bad apartment!
Simple.

Answer 8

sometimes. if you're honest and up front with them the landlord might turn a blind eye to it. some care others don't. you'll either have to have a co-signer or pay a bigger security deposit for the place. but I don't think you should have any problems with it.

Answer 9

Yes you can you probley just have to put a big down payment installment.

Answer 10

yes, i did it. rented a house. just be honest with them.