I paid mortgage for the last 6 mths. I have no more money. left and he isn't paying anything. Now our credit is ruining. The cc Card is in his name only. Legally will I get into trouble although I am his wife?
2006-08-23 07:36:29 · 20 answers · asked by C P 1 in Family & Relationships ➔ Marriage & Divorce
We live in Texas
2006-08-23 07:42:20 · update #1
I normally make the payment online and I could easily key in his credit card information. They could trace it back to our computer but who is to say he didn't make the payment?
2006-08-23 07:43:46 · update #2
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2006-08-23 08:59:47 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Sure you could get in trouble but my bf has an ex that opened a bank account using his name, got 8 credit cards in his name and left balances over $8000, destroyed his credit and they didn't do squat to her. We pushed to get it done, filed police reports, gathered all the evidence ourselves and she even admitted doing it, but they never did anything to her. She signed an affadavit of responsibility so we could get them removed from his credit rating but it has taken us 2 years so far and legally they never did anything to her and they were never married. He's probably actually covered. You are assuming they will actually try to trace the payment back to you. Most likely he'll never even be told it happened. She did nothing but make cash withdrawals for one card, the penalties were more than the cash she withdrew, I asked the credit card company if that didn't seem odd to them and they said we don't look. Believe me I dealt with at least 8 different companies, they aren't watching. Thats why identity theft is so quick and profitable. You need a longer term solution to this problem though, you can use his card now but what about next month. He's responsible for the payments on the house too until something is settled so I would do it and pretend it never occurred to me that it might be wrong. The chances they will prosecute you are slim to none and even if they do you'll pay a fine. It doesn't solve your long term problem though.
2006-08-23 07:52:17 · answer #2 · answered by dappersmom 6 · 0⤊ 0⤋
Get an attorney, charge the cost to your husband so that he can file with the court for maintenance until you file for divorce. Your husband has a 50% interest in that house, therefore he has a 50% obligation to pay the mortgage. The attorney can help you, also if he's not where he can be found.....i.e. not working and using his SS #, I believe your attorney can tell you of programs that can help you out during this time. If I were you, I'd file for divorce from this loser....any man that just walks away is a disgrace to manhood!
2006-08-23 07:44:49 · answer #3 · answered by hummingbird 3 · 1⤊ 0⤋
If he report lost card and re-issue a new replacement, the card no. will be different. You just can't use the card.
Even if you can debit a card, it's theft. Don't think about it. Get a job!
2006-08-23 08:07:03 · answer #4 · answered by Timeless - watcher 4 · 0⤊ 0⤋
Just hire an attorney and go to court. Get divorced and have everything on paper stating what each is responsible for. Dont sneak behind his back and do something you could get in trouble for. What are you going to do if you are asked about the pmt? Lie? And then what if he can prove he was no where near your computer at that time? Oh what a tangled web we weave................
2006-08-23 08:35:40 · answer #5 · answered by Stewiesgal 3 · 0⤊ 0⤋
Yes you can get into trouble. Married or not im affraid it would be stealing and I dont know if hes a jerk but he could press charges against you. You need to go to court and get spousal support and in the mean time go to social services and they can help you with money and food if its needed and if you have children you can get child care. You need to take some steps but it will be worth it when your done.
2006-08-23 07:42:50 · answer #6 · answered by arreis 3 · 1⤊ 0⤋
Not as long as you are his wife and no legal separation papers have been filed. Have you asked him for payments??? I would suggest getting a lawyer or competent legal advice first. Peace.
2006-08-23 07:44:17 · answer #7 · answered by wildrover 6 · 1⤊ 0⤋
Yes. Why haven't you filed for divorce. That way your finances could have been settled legally. Talk to a lawyer immediately
2006-08-23 07:45:45 · answer #8 · answered by grudgrime 5 · 1⤊ 0⤋
Don't do it. I know it's tempting because you are running out of money. Talk to the mortgage company. Usually companies have something in place (they don't like you to know this) for when things like this happen. Talk to them and go from their.
2006-08-23 07:47:03 · answer #9 · answered by kitcat 6 · 0⤊ 0⤋
Don't set yourself in the position of being the "mean" one in this.Get to a lawyer! Even separated you have legal rights.
2006-08-23 07:46:31 · answer #10 · answered by Maw 3 · 0⤊ 0⤋
If the credit card is in his name only you will not be able to use it.Contact the mortgage lender for advice as soon as possible.Like YESTERDAY.
2006-08-23 07:41:34 · answer #11 · answered by angelo26 4 · 0⤊ 0⤋