Example(s), if you have utilities in the deceased spouse's name or if you have joint credit accounts. If so, how long after do these accounts need to be notified?
2006-08-22 18:47:41 · 4 answers · asked by lady_halfpint_72 1 in Politics & Government ➔ Law & Ethics
They legally freeze a joint checking account. But if you have a credit card, an account or any other liability in the name of a deceased person and you use it, and you default on it you could be charged with fraud.
The best course of action would be to switch the names on the accounts. If you are "joint" holders of the accounts it is just a matter of removing the one holder. By law as a joint holder all the assests and liabilities to that account will fall to you anyhow.
2006-08-23 03:13:22 · answer #1 · answered by strangedaze23 3 · 0⤊ 0⤋
I don't know but I do have some advice for you.
When my father died I told the bank and the ultity companies etc. They all demanded a death certificates and a lot of proof and paper work for everything - it got old real quick.
So finally I said "fine I will run the credit card utility etc through the roof and you sue the dead guy".
Suddenly I got my way (canceled accounts) and no fuss or muss the same thing happened when I tried to return his ID - I simply called the police and said now you can come and get it or I am giving it to the first foreigner I see - Durham regional police had an officer at the door in an hour and a lot of "we sorry and thanks for doing the right thing" happened no more paperwork no more prove this prove that .
2006-08-23 01:57:34 · answer #2 · answered by Trout 2 · 0⤊ 0⤋
I don't think there is a law about it, but if you have joint banking accounts, take your money out right away because they can freeze your accounts.
2006-08-23 01:55:56 · answer #3 · answered by kb 4 · 0⤊ 0⤋
My husband died 11 years ago and his name is still on my checking account.
2006-08-23 01:58:22 · answer #4 · answered by doglover 5 · 0⤊ 0⤋