I need a loan with bad credit to consolidate my debit of about 25000.?

Question

I do have a leased vehical of 50000.00 which has never been made late. This is my third lease in 3 years. My bad credit is from 5 years ago that is just know come back to me. I have 3 credit cards which I pay every month on time as well. My credit is not as bad as I think it seems. I would just like to see a goal in sight.

I do not own my home.

Answer 1

if you have time you will find something here :
http://credit-cards.ebookorama.com
http://finance.ebookorama.com
http://credit.ebookorama.com
http://credit-repair.ebookorama.com

Answer 2

I assume you own your home? Do you have any equity?

I would suggest you do a cash out refinance to pay off the $25,000 in debt...

The rate will be slightly higher (depending on your credit) but satisfying the debts will improve your credit score!!

We have programs that are designed for a 2 step credit clean up... You refinance to pay off the debts that are hurting your credit... 2 years later, once the credit has improved, you can then refinance again to lower your interest rate!!! (being your score will be better!)

What you need to do though is have someone take a closer look at your credit and qualifying factors, and then give you an analisys...

My name is Jason Fry, i am a licensed mortgage officer for Providential Bancorp... Feel free to call me at 312-264-6448, or email me at [e-mail]..

Look forward to hearing from you!

Jason Fry
Providential Bancorp
312-264-6448

Answer 3

I found a solution that worked for me. It might work for you too.

I had some pretty serious credit problems…some were not my fault and, I guess, a few were. I listened to the so-called “experts” who said they could fix my credit report and I spent money I didn’t have. I didn’t have any luck trying to get my credit report fixed.

I remember paying for the services that these Credit Repair Companies had to offer. The companies told me that they could have negative items removed from my credit reports without any problem, Yeah, right. This did not happen at all. Most of the companies wanted to charge me a set up fee anywhere from $39 to $299 for their services. Not only did they charge this set up fee, most of them also wanted to charge me from $29 to $49 monthly while they “attempted” to repair my credit report. These companies offered no guarantee that their services would actually work and, believe me, they didn’t.

I was about ready to give up when I found a lady who had been through the same thing and who had found a solution. She figured out how get all the negative items removed from her credit report within 3 months without paying anyone a penny. She developed a fast, easy, step-by-step process that she guarantees will work for everyone. She sells the complete plan with all the help and instructions for $47.00.

I know what you are thinking…”another $47 down the drain,” and that’s kind of what I was thinking too. But, I figured that since she offers a 100% money back guarantee I had nothing to lose.

Well, I tried it and it was amazing. I got all of the negative items removed from my credit report and my credit score went from 553 to 715 in only 3 months. All I can say is that it worked great for me. I suggest you check it out. You can always get your money back if it doesn’t work for you. If it works even half as well for you as it did for me you will never even think about asking for a refund.

The information is on this site: http://clean-credit-secrets.com/

Answer 4

I didn't have the best credit in the world. I negotiated with the creditors for less than was owed, and I ask them to update the status as being paid on my credit report. When you're credit gets better you can take a lown to consolidate. Hope that helps.

Answer 5

Bankrupcy is the worst thing you can do to your credit. You can explain most bad credit, but you can't explain a bankrupcy. Check out Christian consolodation loan companies. They are all over the internet. Ask you pastor, he can recommend a place to you as well.

Answer 6

What kind of debt do you have? If it is unsecured, I can show you how to legally walk away from your debt without having to ever pay the credit card companies another penny. If you are interested, shoot me a message.

Answer 7

Hell, don't we all.

Not gonna happen. If you do find one, the interest rates will probably be ridiculous. Get a bankruptcy..Your credit is already bad....It can't be much worse.

Answer 8

$25,000.00 are you kidding ???? You are gonna ned alot of collateral and you are going to get whacked with a high interest rate and points too cause you have already proven you are high risk and not responsible .

Answer 9

you can contact me by email. I work in Financial Services will be glad to help you.

Answer 10

If you own a home I can possible help you!