why do banks not trust customers? we trust them with our life savings and they chain thier pens to the desk!?

Question

davecorps-, im askin the questions here bawjaws, dont hit me with yer pish patter askin me questions.

Answer 1

We trust them for exactly that reason. They chain down their pens and they lock up our money. We know our money is safe -- because their pens are safe.

Answer 2

I work at a bank, and while I no longer teller, people do steal the pens. We offer free pens, coozies, mouse pads, etc. to give to the customers and yet for some reason the nice counter pens always get unhooked from their chains. You bank where you do because you trust the bank. That does not entitle you to walk off with anything not chained to the counter. I bet every time you go you get a free sucker and hopefully great service. So just get over the pen. I can't tell you how many times customers fly off the handle for no reason. Your banker is your friend. Please be nice to them and in return they will be very good to you. If you ask, they may even give you a reall cool pen that's all for you. :)

Answer 3

Because they've learned that people STEAL. What would you do if you had over a thousand branches in the USA, each branch had ten pens, and everyday they were ALL stolen?

How much money would that cost them on a daily basis? How much on a yearly basis? Absentmindedly take the pens, or blatantly steal them because they think they won't get caught, because it's big corporation who can afford it, because it's just a pen, etc.

Now let me ask YOU a question - how many times have you seen a pen-mount, where a pen USED to be, that was still stolen, nothing left but that string and no pen on it? What does THAT tell you?

Answer 4

Any funds deposited in a U.S. bank are insured by the FDIC up to a maximum of $100,000. So no, we are not "trusting" them with our money. However, the BANK'S money isn't protected like that at all (When a bank gets scammed, it eats the loss.)

And yes, people steal pens all the time. They are chained to the desks not so much to prevent the bank from losing a few pens, but to ensure that customers using that desk will always have a pen available.

Answer 5

They are chained so the next person can use the pen. It gets a little bothersome each time someone ask the teller for a pen and it slows down the line.

Answer 6

Because an unchained pen will last about 10 seconds in the lobby.

Answer 7

I have no problem with banks not trusting anyone. I personally am thankful when I go to withdraw tons of money and I have to go through the 'inconvenience' of proving who I am i.e. photo ID, signature comparison...it makes me feel good that not just anyone can walk into a bank and claim they are me and take all my money.

Answer 8

Go to Washington Mutual they don't chain thier pens and I know this because everywhere I go I see people writing with them.

Answer 9

Just because we trust them with our life savings doesn't mean we should be allowed to steal their pens.

Answer 10

Well, when your life savings is $25 and their assets are $100 Billion. You might be a tad more distrustful if you're the latter.