my ex has not paid his part of the mortgage after the devorce how do i get his name off the mortgage?

Question

devorce for 6 year and has never paid a dime or help keep the place up

Answer 1

Talk to a Real Estate Attorney and ask them- different states, different laws, and if he lives out of state it will be handled at the Federal, not state level.

Answer 2

The mortgage company is not stupid. Why would they allow a name off the mortgage when they have two people now they can go after, and then go down to only one. The only way is to have a Quit Claim deed, which is only saying you ex does not want any money from the deal when it sells, but the morg. company still will want that name on there. You might talk to your attorney, and ask him. It is really to your advantage to have him on it, especially if he gives you a Quit Claim, because he is still liable to pay, but will admit to gettting nothing if it sells. If he wants part of the proceeds, then he should pay too. What did you divorce papers say ? If it said he should pay, and he is not paying, then I suppose you could keep the records and say he did not pay his part. If he does give you a Quit Claim, then he will not want to pay, so if he is not doing it, you are at a disadvantage, because if it sells, he can still demand half, since you both are on the paperwork, so you would have to go through an attorney and get his suggestions. If the divorce states that he must pay, then you could try to enforce it somehow. If he is not paying anyway, and you can handle it yourself, then get the Quit Claim. Now if your area is not appreciating, then that is something else, if it is is not, then keep him on there and make him pay his fair share. You need some enforcement type of thing to make sure he pays. Talk to your attorney. You are stuck, because you do not have an enforcement going on, and you need that.

Answer 3

After the divorce, who ended up with the domicile? You or her? who's call is on the loan? search for suggestion from with a real resources felony specialist. you would possibly want to easily signal over the domicile to her with a "stop declare deed" and be carried out with it. make positive it receives recorded that you're literally not proprietor of the domicile. If both one in all of your names are on the deepest loan, contact the lender to ask them to eliminate your call. be careful and by no skill believe your ex! there's a reason her credit suck! Beacuse she won't be able to be depended on to make funds! If she fails to make funds, your credit will be damage. back, contact a felony specialist and settle this once and for each and each of the appropriate way. i have considered too many divorced human beings get screwed through their ex! do not believe her to do something she says.

Answer 4

If it's in the divorce decree that he has to pay a portion of the note,then file a motion,then they will either take the back payments out of his payroll and \ or grant you a new order that's takes his name off the note,only then can you refinance or sell.

Answer 5

Unfortunately you will have to drag him back to court to have a judge order him to sign a quick claim deed. consult with your divorce lawyer for the specifics. You could always try asking him to sign or have a new big boyfriend suggest it but it has to be signed in front of a notary.

Answer 6

Quick claim deed but he would have to agree to signing it over to you,you will have to get in contact with your morgatage brokers or a loan officer
Ask around

Answer 7

and you've never had a divorce settlement?

I suggest you seek legal advice before he gets a clue and trys to claim something he is not entitled to.

Answer 8

You can't unless you sell the house your trapped buddy.

Answer 9

You can't unless you sell or refinance.

Answer 10

buy him out,,, contactyour lawyer