ok this is the breakdown, i was coming out of a intersection turning into the lane closest to me when i see a man on his motorcycle. I slam on my brakes and come to a complete STOP. The man on the motorcycle swerves to miss hitting me and the end of his bike slames into the front of my car leaving a hole and serious stratches . His bike came out unharmed with only a peddle bent partialy. He said i didnt have to involve the insurance company and he would go get an estimate (his guess was 500!) i told him i think i would go through my insurance(he was against that) I think he is trying to get over on me because im a teenager....so what should i do? my car is wrecked........he wants me to pay but i didnt even hit him! HELP
2006-08-20 21:01:26 · 8 answers · asked by lamb 2 in Cars & Transportation ➔ Maintenance & Repairs
you need to get the insurance involved. just know that your insurance will sky rocket because you are a teenager. so whoever is paying yoru insurance will be really upset.
good luck...sounds like a bad situation..
2006-08-20 21:14:13 · answer #1 · answered by Anonymous · 0⤊ 0⤋
It depends on the situation. With the information you have given, it is impossible to know who is at fault. Was there a traffic signal? If so, who had the green light? This could easily be settled by going through an insurance company. However, in this case, the insurance company will decide who is responsible for the accident and that person's insurance premiums will rise. He is required to give you his insurance information if you request it.
2006-08-20 21:12:03 · answer #2 · answered by sverthfreyr 3 · 1⤊ 0⤋
He probably does not want you to report it because he is uninsured. If he ran a red light, he's guilty as heck. If you ran the red light, you could be found to be at fault even though he hit you. If he's insured, and his carrier is GEIKO, your screwed. My wife was re-ended at a stop light and was pushed into another vehicle. My carrier is not GEIKO, but the other party's is...needless to say, we got billed. By the way, did I fail to mention that the woman the CAUSED the accident WORKS for the City of ABERDEEN, where the accident took place?? I have since changed insurance company's....I no longer use Safeco.
2006-08-24 19:40:00 · answer #3 · answered by Anonymous · 0⤊ 0⤋
you usually have to notify police if damage is over a certain amount (varies from state to state, I think California is $500). You don't say where the man on the motorcycle was or what he was doing, so it's hard to say who is at fault. If you're at fault, you need to pay to fix his bike.
2006-08-20 21:10:10 · answer #4 · answered by lee m 5 · 1⤊ 0⤋
He is at fault for the loss-- he is taking advantage of your age. Report this to HIS Insurance co. They should pay to fix your car. If he keeps comming on too strong, enlist your parents to help you out. Don't pay for his damages, he caused the loss and is trying to pull one over on an inexperienced driver. Also, if you would rather not involve your parents, report it to your insurance company and then you can give him their info and tell him to call them, not you.
2006-08-21 10:26:30 · answer #5 · answered by deadcars42 3 · 0⤊ 0⤋
I think you should definitely talk to your insurance company.
2006-08-20 21:14:50 · answer #6 · answered by Anonymousmno 2 · 0⤊ 0⤋
depends what state u live in. laws regarding accidents and reporting them vary from state to state.
2006-08-20 21:11:59 · answer #7 · answered by Anonymous · 0⤊ 0⤋
get 3 estimates on your car -----show him on paper how much damage you have if her dont agree dont back up -call the cops bet he dont have any insurance. he hit you right?
2006-08-20 21:09:50 · answer #8 · answered by michael_stewart32 4 · 0⤊ 1⤋