I was stupid enough to have a cell phone put into my name for a friend because she didn't have any credit established at the time. Well now she's quit her job and despite promises to start paying me the money, I haven't seen a single dime. The total amount owed is almost a thousand dollars and I can't afford to pay it by myself. I feel bad cuz she's pregnant now, too, but this happened after the fact-- am I wrong to ask her about it now?
2006-08-20 13:48:16 · 12 answers · asked by Anonymous in Family & Relationships ➔ Friends
I called the phone company and cancelled the contract a few monthes ago, so that's been done. But taking her to court is out of the question cuz I don't want to hurt our friendship.
2006-08-20 13:57:56 · update #1
It is hard to ask her at this moment. She won't have money for you now even if ask anyway. It is partly your responsible of let this happen (sorry ..). At this moment, try call the phone carrier company and see whether you can have some kind of payment arrangement. Skip talking to representative and go straight to the manager. Try do this asap, as the company may have already put you on 'chexsystem' ..if u have record in there, you will find a hard time in getting loan, opening bank accounts...etc.
Another options, get advise from bankruptcy prevention companies. You should able to find them on yellowpage or newspaper. With a reasonable processing fee, they can help to minmize your debt and negotiatae with creditoer (in this case , the phone company) to work something out.
Try to do this asap.
I work for bank.
2006-08-20 13:58:49 · answer #1 · answered by City hunter 3 · 0⤊ 0⤋
Cancel the cell phone contract and pay whatever early cancellation charges the phone company charges. This will be cheaper than letting your so called friend rack up more charges. Then take her to small claims court to try and get the money from her and never do that again.
2006-08-20 20:58:02 · answer #2 · answered by fat_albert_999 5 · 0⤊ 0⤋
No you have the right to ask for your money. It's not your fault she got pregnant, you have been nice to long. It is hard to establish good credit. Just see if she can pay you 150 dollars a month until it is paid off. If i where u i would try to get the phone put in her name.
2006-08-20 20:56:30 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Being pregnant means she needs to be MORE responsible, not less. Ask her about the money, and cancel the phone service. It is unfortunate that she is in this situation, but it is not your responsibility to provide for her. Perhaps you can work out a payment plan with the phone company.
2006-08-20 20:56:08 · answer #4 · answered by abcd 2 · 0⤊ 0⤋
well, it is generous to want to help her. you're a good friend. you really needed to have set limits before handing her the phone, better to let her know as she goes along how much she owes you then to let her stack up a bill she will have no way of paying. better shut off the phone and have a talk with your friend. if she can come up with the bill and you can both agree to how much she can spend a month on it, maybe you can work it out.
2006-08-20 20:55:35 · answer #5 · answered by Eos 4 · 0⤊ 0⤋
If your friend did not pay you back, that is no friend, that is a sponge, someone who knows your good nature and is taking advantage of it. Go to court get a settlement and then the company will start garnishing her wages when she does return to work. You have outlived your usefullness for her and she will find another sugar daddy to pay her bills. Good Luck.
2006-08-20 21:03:59 · answer #6 · answered by 我比你聪明 5 · 0⤊ 0⤋
Cut the phone off. Ask her for the money,pregnant or not. The agreement was she was going to pay for it. If she tells you no take her to small claims court. You didn't tell her to quit her job. That's not your problem.
2006-08-20 20:58:03 · answer #7 · answered by whataboutme 5 · 0⤊ 0⤋
I would have to say no. Because you did not make her go out and have sex and get pregnant. If you want to continue to help her then tell her that you need some money, or you can not pay it anymore. That is not fair to put her financies on you.
2006-08-20 20:55:02 · answer #8 · answered by meesh_nicole 3 · 0⤊ 0⤋
i hope you've cancelled it, and you should have asked her for the money a long time ago, i think you gotta chalk this up to a learning experience, and not loan money to irresponsible people.
2006-08-20 20:54:45 · answer #9 · answered by Amangela 4 · 0⤊ 0⤋
heck no. Tell her about it immediately. Cancel the phone first of all then make her pay you little by little
2006-08-20 20:55:15 · answer #10 · answered by shizzlechit 5 · 0⤊ 1⤋