My house was bought by dead first husband and me , I wanted to leave it to my children by my first husband. my new huband is not even on my deed of the house and it's still in my dead husband and my name, I want my kids to inherite my home.I don"t like my husband son and he would add him to tnherite the house also. He wants the house to have his name and mine on the title and he will make the payments on the mortgage.the amount he wants is 70,000 dollars. Help me please!
2006-08-19 16:00:56 · 31 answers · asked by Becca 2 in Business & Finance ➔ Personal Finance
No, No, No! Do not do that!!!!! If he wants his name on the deed then let him pay for half of the value of the house! My aunt did that and the guy ended up with the house her and my uncle paid for and she had to move out!! Your current hubby may not be the scum that Mike D. was, but he may be.
Talk to your kids! Put the house in their names, and tell your huby that he can get a loan to pay his bills!!
My moms third husband talked my mom into paying over $20,000 in bills for his son and she never got a dime back. And come to find out Greg Hershman had to pay off his drug dealers so they wouldn't hurt him! The dirt bag never did pay mom back!!
No matter how much you love this man, do not let him take avantage of you!!
Talk to your kids first!!!! This house is something that their father worked for!! Not the man that is living there now! You and yours comes first!!!!!
If he wants to leave his kids something then he can buy a house for them! Let him and their mom take care of them! It is not yourjob to do so!!!
If he doesn't like it then he is not worth the effort!!!
Once again talk to your kids!!!!!
2006-08-19 16:27:01 · answer #1 · answered by suequek 5 · 1⤊ 0⤋
I think you have answered your own question. If you want to make sure this house goes to the children of your first marriage, you can't put the second husband on the deed, which will be necessary in order to get a mortgage.
You can prevent the husband's son from his first marriage from inheriting anything by leaving him out of your will (and if you want to protect this house and get it to the children of your first marriage, you will need to have a will or if the children are legal age, put them on the deed with you as joint tenants with the right of survivorship or create a trust to pass it to them).
Also, in many states you cannot exclude your spouse from inheriting part of your property. This may not apply to property acquired before the marriage however. So it may be that notwithstanding your desires, at least part of the house would be inherited by your second husband should you die before him. Which could ultimately mean that part of your house goes to his son.
You need to consult a lawyer in your state.
You should have had a prenuptial agreement to protect this house for your children of the first marriage.
Lawyer here....
2006-08-19 23:11:38 · answer #2 · answered by William E 5 · 1⤊ 0⤋
You seem to be having a hard time w/ the concept of marriage. The minute you married the guy you became a WE. I keep hearing: me, I, my kids, his son. Unless you guys have a prenup, he already owns half the house whether he's on the title or not. I also find it disturbing that you talk about his kid like a second class member of the family. if he's $70,000 in debt I'd give bankruptcy some serious thought. But if not, I'm sure the interest rate on the house would be a lot cheaper than what ever you are paying on all that debt right now.
2006-08-19 23:17:29 · answer #3 · answered by rummy714 3 · 1⤊ 1⤋
Refuse 2 do that.My House is in my Name my step children gets nothing they are Greedy it sounds like your new husband just wants the Deed in his name so he could possibly put it on the market & sell it once that's done he can do that don't Allow it keep the house for Your Children get Rid of the Gold Digger really fast.Leave the Deed the way it is if your new husband can't understand then tell him there's the door he sounds like he's in it for the monry nothing else.Good Luck
2006-08-19 23:09:14 · answer #4 · answered by sugarbdp1 6 · 0⤊ 0⤋
DON'T DO IT! Sounds like you have more problems than just this house. Just consider this...
If you add your new husband's name to the house and six months from now, you get divorced, he can force you to sell the house or pay him half of the market value. Then you would be strapped with a large debt and your children Will inherit nothing.
It sounds like you don't get along that well now. Protect yourself and your children. Don't hand the house over to him.
2006-08-19 23:11:47 · answer #5 · answered by MagPookie 4 · 0⤊ 0⤋
No matter what do not do it. The time to talk about getting on the deed was at the time of marriage. He can be as angry as he likes - just DO NOT DO IT. Also, make it clear to your family and put it in writing that you do not have a life insurance policy with him as beneficiary. I’m sorry to bring it up but when push comes to shove (and he IS pushing you) you want it to be the case that he has nothing to gain by being on your wrong side or by anything happening to you. You hold the cards, you have the power, you have nothing to be afraid of. What’s he going to do? Take away his “love?” If he does that then it wasn’t love at all, it was just greed. Tell him simply that it is important to you that you feel secure by having this home and knowing that nothing can happen where you might lose it. End of story. Tell him it’s necessary to your sense of security in life and that it’s non-negotiable. Period.
2006-08-20 00:25:21 · answer #6 · answered by friend 2 · 0⤊ 0⤋
What are you nuts?! That's you and you first "family's home; It belongs to your children in my opinion.The fact that you and your second husband live there is entirely immaterial. You should wonder why he waited until after you were married to tell you He, not only wants wants his name on the deed to the house, but wants to take a loan out on it Frankly, I'd seriously consider giving the house to one or both of me children and moving into a rental unit. Your husband should be able to take care of his bills since he must have been able to before he married you, right?
2006-08-19 23:16:48 · answer #7 · answered by kealey 3 · 0⤊ 1⤋
You didn't say how long you have been married. But if you just got married recently, I would watch out. Plus if he hasn't changed his habits with money, then this won't help. You mortgage the house, pay his bills, he gets new ones then what? Read the book "Total Money Makeover" by Dave Ramsey. It should give some info. plus you can go to his website for more. Be careful.
2006-08-19 23:10:07 · answer #8 · answered by pappa_15 3 · 0⤊ 0⤋
Not a smart idea. Keep it in your name only, to protect your children, and make sure you have a will that reiterates the kids get the house. DO NOT take over your husband's debt. That is his responsibility.
2006-08-19 23:48:44 · answer #9 · answered by what the heck? 3 · 0⤊ 0⤋
HELL NO! Get a will that leaves your entire estate to your children and specifically excludes his. Do not put his name on the house for any reason. If he leaves or renigs you are stuck and will lose your house. If he has 70,000 worth of bills it is time to kick his azz to the curb. What ever BS he throws at you (dont you love me, you dont trust me, if you dont I'm leaving etc) do not listen. It is your house and the only one you and your children will ever have , dont risk it on a deadbeat.
2006-08-19 23:11:50 · answer #10 · answered by Anonymous · 1⤊ 0⤋