2006-08-19 14:19:57 · 36 answers · asked by neris692000 2 in Cars & Transportation ➔ Other - Cars & Transportation
See if you qualify for unemployment. That should help you stay on your feet untill you find a job.
In CA, go to:
http://www.edd.ca.gov/fleclaim.htm
2006-08-19 14:24:46 · answer #1 · answered by gtn 3 · 0⤊ 0⤋
Sorry to hear about your misfortune. If the van is your only vehicle try to trade it in on a car at a used car lot. No need to pay for it and the extra gas it uses. If you are lucky enough to have a second vehicle, sell the van yourself and take the money to pay it off of possible. At least you want have to maintain or insure it.
Good Luck in finding another job.
2006-08-19 14:29:29 · answer #2 · answered by Albert F 5 · 0⤊ 0⤋
Make an appointment to talk to whoever financed your van. Tell them what happened with your job and ask if they have any suggestions for a temporary payment method until you can find new employment allowing you to keep the van. Trust me, they really don't want it back and will help you any way they can and by doing this, your credit rating won't be ruined.
2006-08-19 14:28:51 · answer #3 · answered by Decoy Duck 6 · 0⤊ 0⤋
call the company or bank that you got the loan for the van from. Tell them the sititution, some car dealers/banks have a program where they will either lower payments or eliminate late fee's for a couple months to allow you to find a job. After you talk to them go find a job :)
2006-08-19 14:26:14 · answer #4 · answered by Crystal L 3 · 0⤊ 0⤋
Speak with the holder of the loan. You could probably make arrangment to let them reposses the van but you will have to pay the difference between the loan and the value of the loan. I think you would protect your credit rating by doing it that way.
2006-08-19 14:25:40 · answer #5 · answered by Yinzer from Sixburgh 7 · 0⤊ 0⤋
If its a full size or a mini van you could get work as a courier. It can be a good way to pay it off. And besides, you can write off everything. Lease,Insurance, clothing, rent, the list goes on.....Now get out there and get a courier contract!!!
2006-08-19 14:26:03 · answer #6 · answered by John M 3 · 0⤊ 0⤋
your best bet is to take a loan to pay off the next payment thats due then use the time you bought to look for a job. if your concerned about the bank being on your back too much try asking to borrow money from friends and family.
2006-08-19 14:26:06 · answer #7 · answered by Mario Jump Man 3 · 0⤊ 0⤋
either try and refinance it or put it in the paper to sell to take over your notes unless you know someone who you trust to take over the notes, or turn it in, or you could make arrangements with the car co. you wont always be out of a job see if they can some how put your last payment ahead and see if they have some sort of program where they will pay one note due to special circumstances, due to health or loss of wages. cheer up where there is a way there is a will
2006-08-19 14:31:05 · answer #8 · answered by Anonymous · 0⤊ 0⤋
Sell it, pay off the loan. Stop the insurance on it when you sell it. Otherwise, it will be repossessed.
On the other hand, if you feel you can find another job within a month, let your finance company know. It is worse when you don't notfy them.
2006-08-19 14:25:59 · answer #9 · answered by Anonymous · 0⤊ 0⤋
Contact the finance company and tell them whats going on. Most of them will work with you. If you keep in touch with them on a frequent basis letting them know you're working agressively at securing another job you should be ok for a while.
2006-08-19 14:25:49 · answer #10 · answered by Motorpsycho 4 · 0⤊ 0⤋
If you're weak and old, pray...
If you're fat and lazy, get off your ***....
If you're more or less young start walking and knocking on all the doors you can....till you land a job.
If you have a van.... a van can allow you to earn some money if you think imaginatively.
2006-08-19 14:26:16 · answer #11 · answered by Alex S 3 · 0⤊ 0⤋