I need to find a low rate to refinance to buy my ex out of the house?

Question

I am trying to finance about 270,000....and keep my payments under 1600 a month with taxes and insurance

Answer 1

Find a mortage broker in your local area... my experience has been that you will get a FAR better rate using a broker.... they can work miracles. And dont think Lending Tree is the answer... you won't get decent rates from those people.

Answer 2

Here is the best solution for you ..Get the Decorators in make out your are going to do up the house .. leave a lot of paint tins and bottles of Turp's lying around .and empty an ashtray over the floor...Then one night when you are leaving the house have a reliable friend pick you up out side the house - before you lock the door spray a few litres of unleaded all over the hallway - spark up a box of swan vestas and - leave - and wait for the call from your ex. Those careless decorators smoking on the job..!!

Answer 3

The average 30 year fixed rate is currently 5.99%, which should put your payments just under 1,400. Unless your taxes are unusually low, I think your payments will be closer to 1,700. Interest rates have gone up a lot in the last two years.

Answer 4

Hmmmm....it would really depend on your credit and how much equity there is in the home. Sometimes divorces really crush you credit rating, although I cannot say every time.

I have a five year fixed payment mortgage at 1.25%. Of course you would need to qualify for it, but it is not that entirely hard to qualify for these loans. If you would like more information on this rate, then contact me at timothy.kazee@americanhm .com and we can talk. Good luck!

Answer 5

Shoot me an email. I do refinace everyday.
I know I can help you.
[e-mail]
703 966 3011

Answer 6

Email me at [e-mail], I will hook you up with someone who can take good care of you.