can i use a deceased credit card?

Question

my fiance' passed about a week ago. i have 4 kids with him. he also had credit cards just under his name. when he was alive i used his cards to purchase things for us and the kids.. i'm establishing an estate for the kids since we weren't married so i can be appointed administrator for the kids finances. if i use the credit cards, will i be lable on any part of it, or the kids, when i become administrator? i have not reported his death to the cc company yet

Answer 1

If they are not joint accounts you cannot use the cards!

You were not married which makes it even worse. By using the cards you are knowingly committing fraud. Heavy penalties, jail time, etc....if/when you get caught.

By the way,....you mentioned in your question that your fiance died only a week ago. Do you have nothing better to do while you are grieving the loss of the father of your 4 children----- than to ask questions on Yahoo answers inquiring if you can use his credit cards now that he is dead??!!!

I sense trouble...........

Ha! Sometimes I am so smart I amaze myself---- I had a gut instinct about you and looked at your other questions.......here is good one for everyone to see... and you also have a question about how to avoid paying off credit card debt....

Previous question:
how do i get my records sealed?

i live in las vega but i have criminal ecords from another state. how would i go about getting my records expunged? would it cost me anything? would i need a lawyer or can i do it myself?
(3 weeks ago - 10 answers )

Since you have a prior criminal record I would really think twice about using someone elses credit card.

Answer 2

The problem is the credit card company will have to have his death certificate if there is a life insurance policy on the cards (there usually is a small one that you may or may not know about). You will have dates after the date of death on the account. That is fraud, theft, etc. I wouldn't do it.

Report his death immediately. Social Security will have money for the children until they are 18 or out of college.

Delaying the reporting only adds more time where you will not have funds coming into assist you.

Good luck.

Answer 3

sorry for your loss. but no..please don't do that! those children need a parent and it will be totally unproductive if one is deceased, and the other is in jail :-/ unfortunately, since you weren't married, and i'm assumimg he did not have a Will, you will have to be very patient and wait for the probate process to run its course. it takes a while, i know. minor things are not a problem. did you two live together? things currently in the home would be overlooked. but something like credit cards...especially if you are not sending the money to pay for your purchases...it is best that you leave those alone.

Answer 4

I believe that would be illegal - better check w/a lawyer first. It's probably considered fraud. Especially since you didn't notify the credit card company of his demise. Doesn't seem like the most ethical thing, either.

Answer 5

I think it would be illegal for you to use the credit card of a deceased person. If you have a card with your name embossed, even if he was paying for it, you may use it.

You can probably administer the children's estate (trust, actually) from jail.

Answer 6

Were you an authorized signer on the card? Then yes. Otherwise, no.

Answer 7

even as someone dies - their debt dies with them. The mastercard comapnies will bypass after the valuables. opportunities are extreme that when you're previous and function wide mastercard debt - you do not have any assetts. /

Answer 8

it would be fraud to use a card in his name without his permission. so yes, its illegal.

Answer 9

It's FRAUD. If caught you can do jail time.

Answer 10

NO