how can i get credit?

Question

i want to know how can i get credit for like a credit card if i work under the table?

thanks

Answer 1

The only way to get credit is to build credit. Even if the credit cards companies dont think you have a good income they will still probably issue you card with a small limit. So lets say they start you at a 300 limit. What you have to do ischarge the entire 300 on the every month , and then pay MOST it off.Let the credit card compnay have just a little interest. This will show the company that you obviously can handle the credit so they will increase. Then once you get your credit increase keep adding to it and paying most of it off. Thats the best and fastest way to get an increase in your credit line.

Answer 2

Try to get a "secured credit card" ..

The idea is that you give the bank say $500 as a deposit against which they will give a $500 credit card. They have nothing to lose and your credit score increases since you have a credit card. After a year, cancel this and apply for a good regular credit card. As for under the table income, you can choose to put it on the application since you can prove it if need be .. The banks are not the IRS ..

Do not apply for any other credit during that time since the "denied" credit request will make it harder for you get even a secured credit card.

Good luck !

Answer 3

just go to any department store and apply for a credit card for that store, Macy's, Target, JC Penny's any store like that, you may get approved and that gives you an open line of credit, as long as you pay that on time and keep a good account you are establishing your credit. Then you may get an offer from a major credit card company.

Answer 4

Apply it from a bank and ensure that your application is on the table - not under the table.