re cheque again from nigeria?

Question

sorry bit misleading cheque came from ireland bank sent by chap in nigeria who wants me to cash it and send him funds in smaller amount of 2500 at a time so i took it to the bank and asked the question they didnt seem concerened about it and said it will be cleared funds by wednesday next week and that it is a bankers draft so now my question is why would a stranger who ive only spoken to trust me with 7000 of his money i will sent him it all if genuine no problem but still thinking scam ? whats your views

Answer 1

This is commonly known as a 419 scam or advance fee fraud and you should not participate witht this person.
Nigeria is widely associated with international 419 scams or advance fee fraud, a fraudulent scheme to extract money from victims. The basic operation is the scammer contacts a potential victim (usually at random) by fax, e-mail or traditional paper mail, claiming to have an enormous amount of money that they are having trouble moving from one country to another. The reasons given vary widely, including war, political unrest, or economic necessity. The scammer flatters the victim, making it appear as if they have searched for and found the ideal partner who can be loyal and trusting. They ask to use the victim's bank account to transfer the money, and in return they will give the victim a significant portion of the fortune. People who respond to the scam are then told a fee (usually bank or customs) is necessary to complete the transaction, which the victim will need to pay. From there it is stretched out to however much money the victim supplies. The success rate for these scams can be as low as 1%, but with the Internet the scammers can send out an enormous number of contacts. Some victims have lost their entire savings, and a few who have traveled to Nigeria, either to confront the scammers or to further participate in it, have been killed.

The origin of the 419 scam is currently debated, but the term "419" is based on the section it is written under in Nigerian law (section 419). Many critics believe that the scam slowly began in Nigeria, possibly developing from earlier forms of fraud practised by Nigerian petroleum companies, criminal gangs, and government agencies in the 1970s or 1980s. The modern 419 scam well predated the widespread use of e-mail, and earlier variants were often sent via fax or even Telex. In recent years the 419ers as they are also known, have come to use the internet as a major tool for their scam, whereas before letters or phone calls were used. [6]

A new version of scam, which so far has not been named, involves consumer goods for sale by private sellers at online websites, typically electronics like games or cameras. The seller is contacted and told the buyer is interested in purchasing the item for a friend (or relative, a wide variety of false pretenses are used) who is in Africa. The country turns out to almost invariably be Nigeria. If the buyer follows through, payment is typically made by a stolen credit card or false money order that bounces. Often the money order is for an amount greater than the purchase price, so that when the victim cashes it they send out both the item that was "purchased" and additional money.

More sophisticated schemes have the scammer issuing forged e-mails that appear to come from a payment service, promising payment once a shipment tracking number is supplied. Some scammers resort to outright extortion, claiming to have paid for an item that was never sold, and anticipating the seller will cave in to their demands.

Answer 2

It's a scam..... Think about it, nobody in their right mind is going to trust a stranger with £7 let alone £7000..... If you are seriously thinking this is genuine, then open a new account, one which you never intend to use and has nothing to do with normal banking, has no overdrafts facilities and no credit allowance, using the bankers draft. After a month, if the money is still in that account, then send him the money.....

Be aware that this may be one of a number of scams including, the bouncing bankers draft, the getting of bank details via your cheque (hopefully a bankers draft from the new account), or even an attempt at money laundering

Answer 3

Unfortunately I have to tell you that Africa is the continent of scammers and Nigeria is their center. Have nothing to do with any one from there, whether private person or company,

If they devoted half the effort on legit. business they would be a rich country by now instead of relying on international charity. Dishonesty is the norm and runs from the lowest levels of society to the very top people in banks and government. You should bear in mind that in their culture, cheating and lying is not a matter of shame, but rather a matter of pride for proving cleverer than you.

There have been several well known scams from Africa. Some aim at getting your bank a/c, then telephone no.which with help from gang members in their banks, enable them to clear out your a/c

Another scam is to send you a bankers' draft which bounces after you send them money.

In yet another scam African gangs involve you in money laundering and then black mail you for all you are worth.

Once they offered to send me 25 cases of $. ($1 million in each) and I was to keep 5 cases and give them 20. All I had to do was provide my telephone no. and an address for the delivery. Not even my real name. It took me a while to figure out how that scam worked.
Now! Do not start thinking you prefer to deal with Americans. They will call you a racist.

Answer 4

Scam scam scam scam scam. It will take more than a few days to clear the funds, more like a month because is it Nigeria. By that time, you've probably sent him the cash and he's gotten away with it ... plus, your bank will then slug you with a fee because of the bounced cheque.

Answer 5

Because the cheque (being a bankers draft) will get you the money right away you will then send it to him after a few days you will find out that it bounced (yes even bankers drafts can bounce) and the bank will take the money out of your account IS A VERY COMMON SCAM call the FBI right now and give them EVERYTHING you have.

Answer 6

I got many an email from those in my yahoo mail. One day, soon after opening one (after opening many before that) my computer crashed. I had dial up at the time and my next phone bill was over $500.

It was from someone hijacking my modem and what I was told by the phone company, they were made out of Africa and used to link into porn sites.

If you don't know who sent an email to you, it's best not to open it, much less fall for any scam such as this. Just be careful and run virus scans as well.... they are not legit!

Sad thing was... I didn't give out any information, they took it all somehow on their own....

Answer 7

I'm getting about 10 emails a week from Nigeria, stating they are from a government office offering me anything from £250.0000 to several million. Its range from funds been left from a uk citizen who lived in Nigeria who has no family and has died always in tragic circumstances to victims of 9/11. Why does a government body need my bank details one reason Its a scam and I have spoke to trading standards and they say its getting worse.

Answer 8

without a doubt a total scam.The cheque in question will take ten days to clear at the bank before it is shown as useless.In the meantime you will have sent your good money to your clever scammer who promptly vanishes...DO NOT SEND ANY CASH VIA WESTERN UNION which is the prefered method the scammers use..IN FACT NEVER PART WITH MONEY under
any circumstances without a 100 per cent background check.
FOR FURTHER INFORMATION and 1000s of similiar scams
and list after list of false id used by scammers visit sites which you can reach by doing web search under NIGERIAN DATING SCAMS.

Answer 9

This is called money laundering. The money has been obtained illegally so is not even his in the first place. Nigeria is well known in the financial circles for its money laundering and scams. If you don't report this and drip feed this guy back his money, you are just as guilty as he is and will be prosecuted. Believe me, you don't want to go to prison for this! If something smells like **** then it means it usually is ****. Report this to your bank before it is too late - they will trace you!

Answer 10

This is most likely a scam. Search in Yahoo answers for questions and the tips on how to deal with it.