i try to pay bills on time,but i never can get ahead of my bills
2006-08-17 14:45:59 · 7 answers · asked by Anonymous in Society & Culture ➔ Other - Society & Culture
Welcome to LIFE! :)
2006-08-17 14:51:51 · answer #1 · answered by Life after 45 6 · 0⤊ 0⤋
First you need to sit down and make a budget. Write down all your bills, when they are due, and if you know, how much they will be. If you get paid twice a month, look at when your bills are due and pay the ones that are due before your next payday and any of the others that you can. Then, next payday, pay the rest. Take a good look at how you spend your money. Try to cut out or do away with anything that you don't really need. Also, avoid eating out a lot. That adds up really fast. I hope this helps.
2006-08-17 21:57:11 · answer #2 · answered by Purdey EP 7 · 0⤊ 0⤋
Sounds like you have over extended your credit limit in some areas. Perhaps try paying one off at a time. You could consolidate your bills but that takes sometimes up to 2 years or more years to overcome.
I would suggest bank rupt as your last alternative but that will clear your record. If you can buy a home, some months later you can borrow money to update the home and perhaps use most of that to pay off your loans. From that stand point I would be very cautious and remain my debts where you can afford them.
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2006-08-17 22:00:08 · answer #3 · answered by Lore 6 · 0⤊ 0⤋
How we use (or misuse) our money actually is a spiritual issue, and the Bible has a great deal to say about money and how we should handle it. The way we use money is like a window into our souls, revealing what is really important to us.
You see, while money is a necessary part of life, the real question is this: Will we control our money, or will our money control us? Will money be our servant, or will it be our master? When we allow money to control us, we open the door to all kinds of trouble—including excess debt (as you've discovered). The Bible rightly warns that "the love of money is a root of all kinds of evil" (1 Timothy 6:10).
Let me urge you first of all to stop and reexamine your priorities in life. What is really important to you? Comfort? Security? Success? Impressing others? Only you can answer this question, of course, but be honest about it.
Then ask yourself another question: What is most important in God's eyes? Jesus made it clear: "Seek first his kingdom and his righteousness" (Matthew 6:33). Begin by committing your life to Christ, and put Him and His will first in everything. Then ask Him to help you to take practical steps to eliminate your debt by setting up a budget and paying back what you owe.
2006-08-17 22:04:18 · answer #4 · answered by Anonymous · 0⤊ 0⤋
“An honest man is one who knows that he can’t consume more than he has produced.” - Ayn Rand, Atlas Shrugged.
I listen to these financial help guys, your income has to exceed your outgo. Either cut spending or increase income. Some recomend a second or third job. I've done that a few times when I'm in a bind.
2006-08-17 21:55:56 · answer #5 · answered by Roadkill 6 · 0⤊ 0⤋
you should go to www.oprah.com and try her debt diet. this is not going to help you get them paid overnight, but will help you get control in a realistic mannor
2006-08-17 23:50:29 · answer #6 · answered by HEIDI G 1 · 0⤊ 0⤋
I agree with Roadkill's answer.
2006-08-17 21:58:43 · answer #7 · answered by ladyofthehouse 2 · 0⤊ 0⤋