Wal-Mart Layaway?

Question

Can anyone tell me how Wal-Mart Layaway works? Is there a charge to use it? Can it be used on jewelry? How long do you have to pay it off?

Answer 1

walmart layaway is 10% down including jewelery. the jewelery layaway is done in the jewelery department and they hold all jewelery related items on layaway for 6 months. all other layaways are 60 days with the exception of christmas layaways which begins mid september and runs thru december 20th as final pickup day. the christmas layaways gives customers a little extra time to pay off the gifts. please note: clearance items, cut fabric and end of season items can not be on put on layaway. hallooween layaways are picked up 14 days before hallooween. holiday decorations can not be put on layaway 2 weeks before the holiday and no new layaways will not be created in the month of december until after december 26th due to the lack of space for christmas layaways

Answer 2

Walmart Jewelry Layaway

Answer 3

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RE:
Wal-Mart Layaway?
Can anyone tell me how Wal-Mart Layaway works? Is there a charge to use it? Can it be used on jewelry? How long do you have to pay it off?

Answer 4

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Whether or not you personally like it, it's an excellent business decision and Wal-Mart's only goal in this world is to run a profitable business. Layaway is very expensive for a business to manage; you have to store the inventory for a long time before you get payment, you have to pay a CSR to take the small weekly payments, you have to pay an accounting rep to keep track of the balance due, and in the end the customers frequently change their minds, leaving the store with the goods and no sale. Plus Wal-Mart is desparately trying to upscale their image; their new store designs look a lot more like Target than their current K-mart style, and lay-away just doesn;t fit in with their new image. I think this may have a short-term impact on Wal-Mart but in the long run it will make them more profitable. And while I personally do not care much for Wal-Mart and I go out of my way not to shop there, I think it is a very very good business decision.

Answer 5

Yes I use layaway. especially this time of year. I have 2 kids of my own, two god daughters and a few close nieces and nephews that I buy for at Christmas time and it gets expensive. It's easier to do a layaway and pay it off in 2 or 3 payments rather than have a credit card bill in the new year or get up off all that money at one time. And a lot of people have to do it like that. sales are going to suffer, especially during Christmas time...have you ever seen the layaway lines between Thanks giving and December 15th when the stuff has to be picked up. And it shows in the stock prices because they always go up a few days after that.

Answer 6

Yes, the wallmart layaway can be used on anything.. If you want a necklace for $100 but do not have the cash in your hand, you can take it to layaway and they will hold it untill you pay it off. I have not heard of anything being held beyond a year though.. You take in $20 today and they will put that amount onto the total amount due until it is paid off. There is no charge for that service.

Answer 7

well i made a layaway for christmas every ever before and i spend up to 450 and i put down 120 but i think it's how much you get do you know how much you going too spend thats what you need too no sweetie,

Answer 8

this is what i know: no charge to use it. you have to put 10 or 20% down. you usually have 60 days to pay it off. not sure on the jewelry though.

Answer 9

don't know but now I am interested.