Are bankruptcy laws federal or do they go by state laws?

Question

I have 60 grand in medical bills and was going to file for bankruptcy but heard that that doesn't cover medical bills anymore. I want to get married but with tha much money owed I think they would go after my honey for the money. Would they? These are the questions, are bankruptcy laws state or federal? does bankruptcy cover medical bills? would they go after my honey if I married him for the money I owe

K they r federal but do they cover medical bills????

Answer 1

First advice - see a bankruptcy lawyer in your community.
Look on the web for NACBA - National Association of
Consumer Bankruptcy Attorneys. On the website, you will be able to find a bankruptcy attorney in your geographic area.

Bankruptcy laws are federal. However, in certain situations, the federal bankruptcy laws refer to applicable state laws. For example, your state may have "elected" - to have its own exemption laws apply - rather than the federal exemptions. An exemption is property (personal property and real property) that is excluded from the bankruptcy - and the debtor (the one who files for bankruptcy) gets to keep it.

Since you are planning to get married, I especially urge you to see an attorney immediately regarding your situation.

Answer 2

For financial and credit subject I was search for solutions at this site: QUOTEHELP.NET-

RE Are bankruptcy laws federal or do they go by state laws?

I have 60 grand in medical bills and was going to file for bankruptcy but heard that that doesn't cover medical bills anymore. I want to get married but with tha much money owed I think they would go after my honey for the money. Would they? These are the questions, are bankruptcy laws state or federal? does bankruptcy cover medical bills? would they go after my honey if I married him for the money I owe

Answer 3

Bankruptcy laws are FEDERAL, but you are right. They were recently changed. The main bills you cannot discharge are taxes. Recent bankruptcy laws have been changed to favor charge card companies. Florida is famous for allowing you to keep your home, no matter how expensive it is. This is why so many rich people who file, go to Florida. In this sense, a state law has influenced a Federal Law.

The following website is a good source for legal issues. It says it is for attorneys, but it is not difficult to understand.


http://laws.lp.findlaw.com/7th/993841.html

Answer 4

bankruptcy is handled thru the federal courts in the major cities in your state . . monies you owe will not affect your honey . . these are debts acquired prior to marriage . . the laws have changed in the last year in regard to bankruptcy . . you need to speak to a bankruptcy attorney for all the information as it will pertain to your debts . . .good luck

Answer 5

there is in basic terms a sprint of the two. the common premise at the back of financial ruin regulations and the customary framework is a federal checklist. most of the time bankruptcies are dealt with via federal courts besides. State regulation frequently determines what forms of assets you're allowed to guard from lenders once you declare financial ruin.

Answer 6

You need a good bankruptcy lawyer. Bankruptcy laws are federal.

Answer 7

federal

Answer 8

I had the same question