Does this sound like a bad idea?

Question

I caught my ex that I lived with cheating on me, so I moved out(back to my parents) and after a few months I got my own place. After about 5 months I am broke(not in debt) just broke all the time from my bills. I am thinking of moving back home to save money and maybe move to another city or in with friends. Is moving back home at 26 being female a bad idea? does it make me look immature? For the fact that I keep moving back home?

Answer 1

No. These days, it is not uncommon for grown "children" to move back in with their parents in order to stave off more debt. Housing costs are much higher, especially if you live in a major city, as well as basic necessities. If you and your parent(s) get along, why not? Eventually, you will find your economic groove, and you'll move on. Good luck~

Answer 2

If you are in school or have some other reason that you cannot work enough to pay your bills with a little left over, then I would move home. Or if you are going to enroll in classes or do something else to improve your situation. If you are just moving to save and are not going to make any changes to positively affect your income then you will be in the same situation once you move out again, so you may as well stay put on your own and get a second job.

Answer 3

It doesn't make you look immature, but it will probably make you feel like you are going backwards. It's hard to give up your independence that way. Any chance you could share a place with a friend to cut down on your expenses? You might want to sit down and make a serious budget out for yourself, putting all your fixed expenses down first and then seeing what kind of money is left. If you need to cut back on visits to Starbuck's and start brown bagging your lunches to keep your own apartment, maybe that would be a better way to go. On the other hand, if you just have to spend too much on student loans, rent, car payments, etc, maybe moving back home and working on eliminating some of those bills would be better.

Answer 4

To your parents, they may think you may not hack it living on your own. They may think that 'Oh, well, once again, she can't make it."
I would either try to find a cheaper apartment (if that is possible and if you can find one in a decent area) or, depending on how big your place is (is it a 2 bedroom?) because, if it is, then I would suggest you get a roommate (a girl? a boy?). If you have any close friends or someone you can move in with that can help you on the bills, or, if you can find a place cheaper (like I said before), then I suggest you go for it. Try to weigh ALL your options before you decide to move back home again.
Think of it this way: what if you had no Mom or Dad? What would you do? Who could you turn to then? I am in that situation-I just have myself. Think about it. Not saying it would happen, but, anything is possible.
I wish you luck!

Answer 5

It would seem that the hardest thing for people in America to do today is to live within their income. If you don't learn to do this when you have only a little money then you will never be able to do it when you have a lot of money. I have seen people that were just barely making it get better jobs have more money and 5yrs later are bankrupt. What you need is a budget, so you can see where your money is going. Also consider having a logbook to record all the money you spend. Then you must decide what things are really important to you right now and what you could do cheaper. If you learn to properly manage your money now it will become second nature when you get a better job or add a partner into the equation. If me and my ex-wife had done this before we got together we would probably never had gotten divorced or had to file bankruptcy. After we divorced I forced myself to learn to manage my money. She is already looking at filing for bankruptcy and I always have plenty to spend.

Answer 6

If you can stand living at home until you get your bills caught up, then go ahead. Have you tried cutting out satellite and the internet to save money? When it's necessary, it can be lived without. What you really need is a good roommate. Put an add in the paper or start looking at the 'roomates wanted' ads. Good luck.

Answer 7

You're 26, you have almost the whole life ahead of you. Go back home, think how you'll be able to move on your own without ending bankrupt. Learn from your mistake and find a way to start over, moving home sounds like a good start point.

Answer 8

No, trying to manage your money and asking for help in the process doesn't make you look bad. Moving home in order to avoid amassing a large amount of debt is better than putting yourself in the hole financially.

Having a plan and taking the steps to execute that plan shows that you do have maturity. Also, I applaud you for not staying with someone that cheated on you. Sometimes it takes longer than expected to move on, but keep working at it. I know you'll do well.
Good Luck!

Answer 9

I was 40 when I moved back in with my parents but it was due to them being handicapped from a hit and run accident. Though it's not the same, No,it's not immature to move back home . But do it to save your money first,then when you can financially stand on your own feet,THEN move out again. Good luck.

Answer 10

If moving back in with your parents is all you can do, do it...just until you get back on your feet. I mean take it from me, When I was 29 i had two twin daughters who were 11 years old i had 3 jobs and no where to live...I lived on the street for awhile because I was ashamed to move in with my parents, but I eventually got over being ashamed and did move in with them and in doing so was able to turn things around...I got married and became wealthy, now I live in wonderful house of my own. So go ahead move in it may just help you.