I am a recently divorced mother looking for a place to live in Orange County, California. Catch, I have a bankruptcy on my record. I currently pay rent and have on time for 6 months plus. I have references and a good paying job. I have till this weekend to be out of my current "slum" home. It's bad and to top it off, my 4 year old is Autistic & Hearing impaired. Makes searching a bit harder when we live in San Diego. That's about 100 miles south of Orange County. WE NEED HELP and our time is running out. Help us. We need a 3 bedroom for max $2500. We can pay a deposit and 6 months rent up front. I have enough saved to make the move and pay our rent.
Thank you,
Melissa Smith
2006-08-13 18:10:16 · 5 answers · asked by Faery007 1 in Business & Finance ➔ Renting & Real Estate
Melissa, it's just a fact of life that with the vacancy rates so low, nobody is going to rent to you without a credit check.
On the other hand, if you're paying rent now, have a history of being on time, and can pay the necessary up front, you can be an attractive tenant, particularly if you have a reference from your current landlord.
On the other hand, 4 days is hard to do, timewise. You might check with some rental services. That way your credit is only run once, and they might have something coming vacant fast enough.
I don't do rental property myself, but I appreciate how tough your situation is. Best of luck.
PS If you can afford $2500 rent, Orange County is pretty expensive, but you might be able to find something you can buy within that price range. I found a 3BR condo in El Cajon about a month ago that you could buy with nothing down and about that in total payments. If you've kept your credit well since bankruptcy, you can probably get 100 percent financing, and right now the market is very good for buyers. I don't go north of Oceanside, but best of luck and you can check out my website, as about 5000 visitors do per day, for some good consumer ed.
2006-08-14 00:56:20 · answer #1 · answered by Searchlight Crusade 5 · 0⤊ 0⤋
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2016-07-19 19:45:29 · answer #2 · answered by ? 3 · 0⤊ 0⤋
Your chances are not real good unfortunately but there are alternatives. Like Governement Housing or Community Housing Co-ops that can assist you. Depending on how many people you need to house, even going into a share house situation for a few months to build up a good reference will help you. There are a Great bunch of People on the Australian renters Forum that will be able to give you more advice.
2016-03-27 00:52:14 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Look for some real estate investor clubs in the area. Look up the chapter president and contact them directly by phone, as they probably will know of members that have rental units that can assist you. They normally will deal with any kind of credit situation. You might even look at a lease to own option.
2006-08-13 18:16:10 · answer #4 · answered by John H 3 · 0⤊ 0⤋
Hi Melissa,
If you can pay upfront, then I can find landlords who are willing to overlook the bankruptcy. Get whatever proof you have (bank statements, paycheck stubs, verification of employment letter from HR, etc.) that shows you can afford to pay the rent.
Contact me to get the ball rolling.
Regards
2006-08-14 19:15:47 · answer #5 · answered by Anonymous · 0⤊ 0⤋