can my SSI be garnished? They want me to allow auto-pay to make payments. It is not on my credit check. I live with a friend, and have nothing else. What can I do?
2006-08-13 17:48:58 · 11 answers · asked by Anonymous in Business & Finance ➔ Other - Business & Finance
yes- they can garnish your ssi for a student loan- but- you can get this taken care of- there is a claus stating that if you become disabled you are no longer responsilbe and the government will forgive these loans.
The trick they won't tell you- have them send you the medical disability form, take it to your doctor and have him fill it out. You have 30 days to get it back in to the collection company or they will not except it and they will garnish.
2006-08-13 17:55:37 · answer #1 · answered by mominshoe 5 · 0⤊ 1⤋
I'm fairly certain that if you are disabled, then the student loans are not able to be collected. My dad had to go on disability, and (I was young at the time and my memory is fuzzy) his student loans were written off. He could never get another student loan again, but he didn't have to pay back the ones he already had taken out. You might check with a lawyer experienced in social security matters, or check with the local SSI office. You might have to send a letter to the lender explaining everything.
Hope that helps!
2006-08-13 17:53:24 · answer #2 · answered by rita_alabama 6 · 0⤊ 0⤋
First of all, do not accept auto pay. If you are parmanently disabled. You have to get a letter (provided by SSI), take it to your doctor to sign and then send it back to SSI. There is also a goverment website on LOAN FORGIVEMENT, and you can down load the form online. I will try to look for it
2006-08-13 17:59:50 · answer #3 · answered by Anonymous · 0⤊ 0⤋
I am on ssi, I am getting calls from a collection agency to pay truck driving school loan, can they take my ssi
2015-01-05 08:09:53 · answer #4 · answered by Ted 1 · 0⤊ 0⤋
Either pay them or they will garnish your Social Security. School loans are from the Government and they can take it out of your monthly checks.
Thursday, December 08, 2005
WASHINGTON -- Retirees and other Social Security recipients who still haven't paid off their college loans may find that some of that debt is being deducted from their monthly checks.
The Supreme Court yesterday unanimously rejected the claim of a retired postal worker from Seattle that the federal government acted unlawfully in trying to recover $87,000 in federally insured student loans he took out in the 1980s.
The Treasury Department withheld the funds first from his Social Security disability check and, after he turned 65, from his retirement check. The cuts amounted to $93 a month, or 15 percent of his benefits.
2006-08-13 17:52:54 · answer #5 · answered by Justsyd 7 · 0⤊ 2⤋
Are they your loans?
Sounds to me that you need to get in touch with an attorney.
If they're your loans, you better find a way to pay them back like everyone else does.
2006-08-13 17:52:14 · answer #6 · answered by Anonymous · 0⤊ 1⤋
I would check the statue of limitations. I don't believe this is a valid claim anymore. I think that after ten years it is a write off. I would seriously look into this and do not agree to autopay. Do not give them your banking information.
2006-08-13 17:54:38 · answer #7 · answered by jbpammy004 7 · 0⤊ 1⤋
No, SSI cannot legally be garnished.
2006-08-13 17:52:29 · answer #8 · answered by Just a girl 2 · 2⤊ 1⤋
after all that education you can't make that decision they don't deserve that reward
2006-08-13 17:53:37 · answer #9 · answered by HEY boo boo 6 · 1⤊ 0⤋
they can't touch your SSI
2006-08-13 17:54:39 · answer #10 · answered by jedidoughboy 4 · 0⤊ 1⤋