Infomation about Investing and Real Estate?

Question

Where can I go to learn more about Investing and Real Estate?

Do you know of any good websites?

Thanks in advanced!

Answer 1

In much of the US, real estate has reached it's peak. If you want to buy a home to live in, then that's ok, but for an investment, you'll be buying high. Interest rates are up and construction is down. Everything runs in cylces and the real estate cycle is giving way to the next thing. here are some tips with pros and cons
http://realtytimes.com/rtcpages/20031114_invest.htm

investing in general:

More and more, we are demanding to bear the bulk of our own costs. We are telling corporations to cash out our pensions, to put more of the cost of medical insurance on us by way of higher premiums, copays and deductibles. We are asking to be responsible for our own disability, retirement and long term care. Social security may be privatized in which case some very simple math will show most of us will do worse.

If you are 25 today and you retire at 67 with a million dollar investment portfolio, that will safely generate $60K/year. But when you are 67, that 60K will only have the buying power of a little over $16K/year. It gets worse though, because at 67, you will still probably have 30 more years to live and that 16K will shrink each year until it’s only worth $8K/year at age 90.

A million dollars isn’t what it used to be… and it will be even less in the future.

So…. We must all become educated investors much more so then our parents were. These are some basic steps to get you started.


Step 1.
First decide what kind of brokerage you want to work with. You can open a brokerage account in your bank, with a large full service brokerage or an internet brokerage. I find when I get help, most people want to sell me things that are better for them…. So I use www.scottrade.com because it’s cheap and easy with low frills. I do my own research and make my own investments. But any low cost internet brokerage service is fine.

Step 2. get a subscription to Barrons or Investors Business Daily… Do this for 6 months or a year. At first, It seems a bit mysterious, but pretty soon you start to understand the terms and what investors are looking for and what they are afraid of

Step 3. If you have some money to invest, put it in 3 month CD’s right now. First the market is unstable and second you have some homework in Step 3 to do before you do any investing.

Step 3. Go out to the internet and search on the following subjects. Get familiar with the concepts.
Asset allocation
Long term investing
inflation
Roth ira vs ira
Large med small cap
Value vs growth
Indexed mutual funds
ETF
Sector funds
Bonds CD
International funds
Market cycles
Fundamental analysis
Technical analysis


Step 4 go to http://clearstation.etrade.com/ (it’s a part of e*trade which is also a low cost brokerage) and sign up for a free account. Play around there by looking at graphs and fundamentals.
I think it’s also a good idea to pretend you have $10,000 and start buying and selling on paper. Keep track of where you are each day for a month… It’s a lot easier to lose play money then real money….

Step 5. It’s always a good Idea to see a CFP (certified financial planner). Their job is to work for your benefit, not to sell you investments. They can cover subjects like employee benefits, insurance, budgeting, living trusts, 401k, taxes and real estate as well as investment types and investment types to keep away from.

Always strive to do your own research… you’ll find everyone sounds like an expert so take everything people tell you with a grain of salt. It’s not easy in the beginning but soon you will be the expert.

Don’t get involved with futures, currency, options (unless you get stock options at work), commodities, annuities and other derivative type investments at this time.

Good Luck

Answer 2

An investment rating of a real estate property measures the property’s risk-adjusted returns, relative to a completely risk-free asset. Mathematically, a property’s investment rating is the return a risk free asset would have to yield to be termed as good an investment as the property whose rating is being calculated. For simplicity, it can also be assumed that the investment return is not correlated with other sources of wealth but represents 100% of the investor's wealth. A property’s investment rating is then a transformation of the risk adjusted averaged return to a single number that conveys the property’s long-term potential to yield profits.

Answer 3

I'm a investor and work with many others investors. Real Estate is a huge field and there are many ways to make a living. If you are strong at Sale you might want to look at being a R.E. Agent or Mortgage Broker. Maybe you what to rehab or new construction Residential or Commercial? Do what you like and enjoy and learn everything about your chosen field.

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Answer 4

Some time ago my neighbor recommended me Lee Arnold System for training of real estate investing. He's a great trainer. Visit below links if you want training..

http://leearnoldsystem.com/

Answer 5

Where are you? California? To get your state license, you have to enrolled RE Principal and register for your state exam (www.dre.ca.gov ). I'm still waiting for my license result though:). Hopefully I passed this week, lol.

About investing, do you want to joint something like insurance sales person? I'm still learning and start joint now.

Answer 6

read tips and articles on investing and real estate that will help you on this site