what happens to people that fall in the donut hole with there part D medicare? Can they apply for PAP ?

Question

After your plans meets it's deductible and you have to pay out $3000.00 before it starts up agin.

Answer 1

Medicare questions can be confusing!
Please consider calling your local Area Agency on Aging--these groups are one of the best kept secrets around for older Americans and their families who are seeking information on these kinds of questions. There is one where you live, since this is a national network--and they aren't selling anything! The staff there will visit with you or guide you to information you need concerning your "donut hole" situation and alternatives like the prescription assistance programs that might be available in your state or county.

You can call toll-free 1-800-677-1116 to find how to contact the area agency on aging serving you. You will most likely find the people there friendly and very helpful.

If you do contact your local Area Agency on Aging and like the help that they give you, let your local county officials and your folks in Congress know. Area Agencies on Aging don't have big budgets for advertising and certainly don't have budgets that support campaign contributions!

Hope this helps! Good luck and best wishes!

Answer 2

You can apply for PAP. Your doctor's office can help with the paperwork. Different drug companies have different policies. They have tightened up somewhat with Medicare Part D. Depending on the state you live in you might get help from Medicaid or other state assistance programs. Then there's always Canada. Good luck - I was glad to see Rx added for folks but that donut hole is a big black hole for a whole lot of folks.