I am a 24 yr old single mom of a 4 yr old. I am in school full time, and commute 3 hrs a day. I have to pay my own daycare, so I can't afford to work minumum wage and pay daycare in the couple hours a day I DO have free. (which is time i need to spend with my special needs son).
I am REALLY financiall tight. Rent is way past due, my student loan hasnt come in and is really really late, hydro needs to be paid, we need groceries... and I have no income except for the late student loan.
I need some advice on how to get by for a few weeks on next to no money. I live in southern ontario. so any advice on community groups would be appreciated... and advice on how to reuse items, recipes on stuff I may have on hand, etc... how to get by for 1 week on only $20!! And that has to get me to school, daycare, groceries... help!! My bills are student loan debt, computer payments, personal loan payment, rent, hydro, phone, gorceries, bus. I am so far behind- how do I catch up when I get my loan?
2006-08-11 03:43:11 · 6 answers · asked by melaniecampbell 3 in Business & Finance ➔ Personal Finance
If you are still in school, can't you defer your student loan payments until you have graduated?
Approach your son's father for money to pay for his needs.
When I was in school, I lived on $11 a week after my rent was paid. I walked everywhere and had a great body to show for it. I ate once a day. I didn't have a telephone. I gave my neighbors number out for emergencies.
It's hard but it can be done.
How did you get a personal loan with no income? Didn't you realize that you would have trouble making the payments since you don't have a job?
2006-08-11 04:23:59 · answer #1 · answered by BoomChikkaBoom 6 · 0⤊ 0⤋
Debt And Consolidation A Path Towards A Debt Free Life
By: Talbert Williams
This web site has a lot of good information in it. I wish the best for you...
2006-08-14 06:25:00 · answer #2 · answered by Anonymous · 0⤊ 0⤋
I think the following articles should help:
Debt Consolidation - Get Out Of Debt
http://www.askaquery.com/Answers/qn1643.html
How to Hire a Debt Counselor?
http://www.askaquery.com/Answers/qn1584.html
What is Debt Relief?
http://www.askaquery.com/Answers/qn1583.html
Debt Management and Building Wealth
http://www.askaquery.com/Answers/qn1581
2006-08-11 23:45:00 · answer #3 · answered by curtain r 2 · 0⤊ 0⤋
Great you are attempting to further yourself. You do have a great responsibilty. I am sure local agecies can help you for now. As one person mentioned the father should share some of the resposibility.
Regardless of you want to see hime or not he is obligated to support his child or put him in jail. Maybe also you can go to a bank and tell them your problem and if you are sincere they may help.
2006-08-11 05:51:35 · answer #4 · answered by righton 3 · 0⤊ 0⤋
Take a break from school and work, do one semester on one semester off.
2006-08-11 04:47:51 · answer #5 · answered by wrf3k 5 · 0⤊ 0⤋
I agree with sharon's advice
2006-08-12 00:04:51 · answer #6 · answered by hen d 2 · 0⤊ 0⤋