2006-08-09 18:40:41 · 7 answers · asked by Anonymous in Local Businesses ➔ Other - Local Businesses
If you lose your credit card or if you realize it's been lost or stolen, immediately call the issuer. Many companies have toll-free numbers and 24-hour service to deal with such emergencies. By law, once you report the loss or theft, you have no further responsibility for unauthorized charges. In any event, your maximum liability under federal law is $50 per card.
If you suspect credit card fraud, you may be asked to sign a statement under oath that you did not make the purchase(s) in question.
You will need to contact your credit card company - they will walk you through the procedure. THey should immediately put a block on your file and report it to the exception files. They may ask you for an affidavit or a police statement. If you're concerned that they're giving you the run-around, you should read up on your rights as a consumer:
http://www.card-fraud.com/consumer/rights.html
2006-08-09 18:48:25 · answer #1 · answered by Ðøwñ tø Ëã®th 5 · 0⤊ 0⤋
If someone is using your credit card without your permission, immediately contact the bank that you got the card from so the card can be canceled or made so it can't be used by the illegitimate user. I believe that most credit card companies will refund the stolen money. You also might be able to file a police report.
If someone has got a credit card in your name without your permission, have the card cancelled. Contact the police to file a report, and make sure the credit card company is notified of the stolen identity situation. You might have to contact the credit report companies to get your credit cleared up.
Hope this helps!
2006-08-09 18:47:10 · answer #2 · answered by rita_alabama 6 · 0⤊ 0⤋
Call the credit card company , then ask if you should report it to your local police dept
2006-08-09 18:47:03 · answer #3 · answered by sammi girls mom 5 · 0⤊ 0⤋
You contact the credit card company in question. They'll be all over it like bears on honey.
2006-08-09 18:45:57 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Call the number on the back of your missing credit card.
No, seriously, call Visa or Mastercard, or whoever it is. Information (dial 1411) will give you the number.
2006-08-09 18:55:05 · answer #5 · answered by MaqAtak 4 · 0⤊ 0⤋
For personal finance
2015-03-04 07:31:52 · answer #6 · answered by ? 1 · 0⤊ 0⤋
listen to ben - do not confront the person, if you know who it is that commited fraud
2006-08-09 18:47:42 · answer #7 · answered by leo 4 · 0⤊ 0⤋