About a month ago, I received a coupon from Bank of America saying that if I open a free checking account with them, I'll get a free check for $100.
So I opened one up just to get the 100 bucks.
Now I have a checking account with them that I don't use, but I received the same exact coupon in the mail again last week.
Should I just close my account with them and then use the other coupon to open another account and get another free $100?
Do you think they would let me do this? I'm not breaking any rules.
2006-08-09 04:44:45 · 24 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
yes, of course you should.
There's nothing wrong with closing the account then going back to open another account.
The worst that will happen is that they will say they can't honour the coupon.
There's nothing illegal about trying to cash a coupon. It's their responsibility to make sure they don't issue duplicates... I'm not sure what these other people are thinking...
2006-08-09 07:43:36 · answer #1 · answered by Anonymous · 0⤊ 0⤋
I doubt they would let you get away with that, but if you do just open another checking account and use the coupon for that and then close the account.
2006-08-09 11:49:40 · answer #2 · answered by Andrew/Ruth B 2 · 0⤊ 0⤋
I used to work for Bank of America. It's highly unlikely that you'll get away with that. The personal banker who opens your account will see your past history and immediately get suspicious. But, hey... I guess it could be worth a shot! You do take the risk of personal embarrasment, though.
2006-08-09 11:49:24 · answer #3 · answered by Angie 2 · 0⤊ 0⤋
I'd try it, what are they gonna do. The worst that could happen is they tell you no. But don't you have to give your SSN to open the account. They might match it with your old account but its worth a try, its a $100.
2006-08-09 11:50:40 · answer #4 · answered by wtf 2 · 0⤊ 0⤋
u don't havta worry abt breaking rules....'coz the bank won't let u...
promotions like these....u have to keep the account open for atleast 6 months or so....else they will take back the $100 they gave u plus charge a $30-40 penalty fee.....i suggest just waiting it out...
2006-08-09 11:50:35 · answer #5 · answered by chicaintx 2 · 0⤊ 0⤋
If Bank of America cannot keep track of what they are doing, then hey, go for it. Seems they are not really tracking who has used the coupons or not.
2006-08-09 11:49:37 · answer #6 · answered by 'Barn 6 · 0⤊ 0⤋
I'm sure it has something in the fine print about limits of one per person and you probably have to keep the account open for a period of time...
2006-08-09 11:49:02 · answer #7 · answered by texasrednek2000 2 · 0⤊ 0⤋
Even if you cancel your account, your name and info will still be in their records. If they show that you just cancelled your account, I seriously doubt they'd reopen it and give you another hundred bucks. Besides, most of those deals require that you keep the account for a certain length of time, right?
2006-08-09 11:49:51 · answer #8 · answered by kittyluver 3 · 0⤊ 0⤋
Read the fine print. It probably says something about new customers only. You'd be considered a returning customer. More than likely it wouldn't work. They'll be able to figure it out with your SS#.
2006-08-09 11:49:43 · answer #9 · answered by MR 2 · 0⤊ 0⤋
they would prolly catch on and have your name on file or something from the previous account. I'm not sure but you never get away with stuff like that, ya know? Just too good to be true :)
2006-08-09 11:49:15 · answer #10 · answered by somebody 3 · 0⤊ 0⤋