2006-08-08 09:44:45 · 6 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
thats funny i got 1 when my account was negatve balance did you try online paydays?
2006-08-08 09:49:36 · answer #1 · answered by dfarrar5682 2 · 0⤊ 0⤋
Payday loans (especially payday loans to "fix" an overdrawn checking account) are terrible, evil things. Try not to do this if at all possible. I've had nothing but a big financial nightmare since I did this a few months ago. Find a financial counselor and have them help you get on track. Borrow from friends or family if at all possible. Those PD loans have 300% interest!!!!
2006-08-08 17:11:07 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Don't get payday loans. Believe me they are crooks, it's just legalized "LOAN SHARKING." To put it in simple terms, if you borrow from them, they charge you hella interest. If your borrow $300, you have to pay them $350 total. You'll always be able to get a PD loan even if your account is overdrawn, but my recommendations is to just leave it overdrawn till your next payroll check comes. Depending on the bank, they'll probaly charge you a one time NSF fee. It's better to owe the bank than these stupid payday loan places where they can keep milking you for money if you don't pay them back their loan. That's the whole game with these pay day loans places.
2006-08-08 18:36:48 · answer #3 · answered by Mario23 2 · 0⤊ 0⤋
you can get a payday loan if you are overdrawn...i have gotten plenty of them...you have to get the loan for more than the acct is overdrawn. email me (jkarow@yahoo.com) and i can give you some info about it...i have gotten a few of then when my acct was overdrawn
2006-08-08 16:51:04 · answer #4 · answered by Anonymous · 0⤊ 0⤋
if you're down to getting payday loans, you are living way above your means..
you need to change your lifestyle.
2006-08-08 17:00:15 · answer #5 · answered by kvuo 4 · 0⤊ 0⤋
change your life, do not spend more then you can pay for.
2006-08-08 17:02:53 · answer #6 · answered by fasb123r 4 · 0⤊ 0⤋