I have never been a "spender" type woman. And, I feel a little insulted at being excluded from his new accounts. What would you do?
2006-08-08 07:01:36 · 25 answers · asked by Anonymous in Family & Relationships ➔ Marriage & Divorce
He gets mad really easily and , no we don't have any accounts together. I think I should open my own account or just stash cash in case this is a preparation for leaving me high and dry.
2006-08-08 07:11:47 · update #1
Thanks for useing my old joking questions to judge me with, Ben R.
People can ask serious questions too, you know. I can't help it if I have a sense of humor. Judgemental ******
2006-08-08 07:16:04 · update #2
No. dont worry about it just get one in your name and save some money for yourself and your children if you have any. Credit card will be his debt not yours so no worries there. Dont even let him know that its upset you.
2006-08-08 07:04:57 · answer #1 · answered by Pinkflower 5 · 0⤊ 0⤋
No, if your having a tough time then getting a credit card will just add to your debts and bills and you'll lose hundreds per year. The best bet for you is to make an emergency bank account with money in it but make it a savings account so you don't take out the money on small pleasures such as shopping or playing at the casino. You'll even make a small interest each year which definitely beats losing money to have a credit card.
2016-03-27 03:59:13 · answer #2 · answered by ? 4 · 0⤊ 0⤋
You have the right to know everything about your financial life with your spouse. When almost every state is a community property state meaning that all assests are merged when a marriage takes place. So this credit card is yours as well in most states.
The fact that he will not share the information with you is a very very bad sign. I would lay down an ulimatum about this, demanding to see the statements at the very very least. If he refuses, call an attorney because he IS hiding something.
2006-08-08 07:12:36 · answer #3 · answered by magerious 4 · 0⤊ 0⤋
Girl you better get on your knees and pray , lol because you and your husband are about to be in debt!!! When my husband and I first got married he was already in debt, and his debt Is your debt, so don't think okay I'll just let him do whatever he wants, it's not my credit, WRONG, it's both of you that will suffer. It just takes time for Men to learn how to spend money and that they do have a limit, even if the card says 5,000$ dollar limit that doesn't mean you can max it out! You just need to be patient with him, get a card with both your names on it, and go places with him, watch and ask what he spends, be on top of it, without nagging, because in reality he's really asking for you to help him, but being a man he won't ask you that. It's a fact that men have a hard time with money, so it's our job to help them...It works, because My husband is now better at paying bills and spending money than I am!! It just takes time. :-)
2006-08-08 07:16:57 · answer #4 · answered by noahshottie0205 1 · 0⤊ 0⤋
My suggestion would be to talk to him about it.Communication is best in any relationship,you shouldnt be afraid to address this issue with him.Ask him what is up and why he felt he needed to get a credit card in his name and account in his name and didnt even bother to put your name on it.I dont think you should worry just for some closer for yourself talk to him about it.I personally would also be offended by it.Just talk it out with him,anything that you feel offended by let him know.Odds are he didnt know it would even effect you that way and im sure that if he thought it would he wouldnt have done it.If you were in his place he would have talked it out with you so you should do that same.If you are feeling insecure in the marriage(Not accusing just speaking generally) then you should get your own account too for your own security.Speak to him first tho.Good luck.
2006-08-08 07:09:08 · answer #5 · answered by Anonymous · 0⤊ 0⤋
You should definitely discuss this with him. If there is no good reason (like for business or something) that he have a separate account you need to work this out. You also need to know that even though he has a separate account you are still responsible for his payments should he default.
On the plus side, maybe he just wants to arrange a great gift for you that you don't know about.
2006-08-08 07:07:54 · answer #6 · answered by Brent 6 · 0⤊ 0⤋
Open up an account with your name only. Your own credit card would be a good idea, too, but an account is very important. Start saving for yourself.
2006-08-08 07:15:37 · answer #7 · answered by bellegurl17 4 · 0⤊ 0⤋
Sister don't you know a woman should always have her secret stash of cash hidden somewhere safe. I have mine, you never know when things could go bad even in a good marriage. If you are worried about what he is up to, just open his statements when they come in the mail. So what if it is in his name, if he has nothing to hide then it shouldn't be a problem.
2006-08-08 07:13:36 · answer #8 · answered by little fairy lady 3 · 0⤊ 0⤋
I would ask him about it and realistically consider his answer. Do you have your own accounts? My 64 year-old mother still maintains her own "Mad Money" account. It was originally for just in case things got ugly in the marriage - in the past the man was the ruler of the finances and the woman was out of luck if she was being abused and needed to get out in a hurry. It happened to my Mom once. You'll drive yourself nuts if you stew on this for too long. Get to the bottom of it and get your own account too.
2006-08-08 07:08:48 · answer #9 · answered by berecca 2 · 0⤊ 0⤋
You are responsible for half of the debt that accumulates during your marriage, whether your names on the account or not. The assumption is that you enjoyed the benefits as well as he did.
I would definately be concerned! My brother got burned by his wife racking up $12,000 in credit card debt over 4 months, that he had no clue existed!
2006-08-08 07:21:28 · answer #10 · answered by loshea65 4 · 0⤊ 0⤋