last year i cosigned for my ex on a new car and appearntly i was put down as the primary buyer and now my credit is gettin all messed up cuz shes not making payments. I just dont know what to do she has the title and both sets of keys and i want to just take it. is there any legal way to do this? help me!!
2006-08-07 11:34:44 · 8 answers · asked by David 2 in Cars & Transportation ➔ Other - Cars & Transportation
Your credit is screwed either way. You legally own the car though so can legally go take it whenever you want.
2006-08-07 11:41:11 · answer #1 · answered by TM 4 · 0⤊ 0⤋
Good luck, honey... If you had a key, you might be able to take it if you are indeed the primary buyer. You might write the car company or go to the dealership to see if they can order you a new key (you must provide documentation of ownership if you have a copy). Barring that, this is another good reason not to co-sign on stuff.
If she's your ex by marriage and the car was awarded to you in the divorce, you may be able to go to the cops and ask for their assistance in getting her to take it over but if it wasn't awarded to you, you're stuck.
2006-08-07 18:43:24 · answer #2 · answered by Woz 4 · 0⤊ 0⤋
Your credit is a consideration but If your name is on the title, either alone or with her as a co-owner, be aware of the fact that if she drives the car and has an accident you could lose everything you own, especially if the insurance laps. See a lawyer NOW!
2006-08-07 18:45:38 · answer #3 · answered by Zeke 3 · 0⤊ 0⤋
Yes, if you cosigned, you are both on title, it is as much your car as hers. Take it from her or have her refinance the car into just her name. Obvioulsy her credit is messed up now so good luck.
2006-08-07 18:41:57 · answer #4 · answered by Mike Hunt 5 · 0⤊ 0⤋
Get an attorney, or take her to civil court. Make sure you have all of the documentation you can get your hands on.
2006-08-07 18:41:13 · answer #5 · answered by quietwalker 5 · 0⤊ 0⤋
If you co-signed and she defaulted, you are now liable for the loan. There is no way to undue this. Sorry.
2006-08-07 18:41:08 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Call the lender and get a new title, then have it repo'd!
2006-08-07 18:42:26 · answer #7 · answered by malkier8567 3 · 0⤊ 0⤋
if you're on the title you can go pick the car up anytime you want.... do it
2006-08-07 18:38:22 · answer #8 · answered by Mr.No-It-All 5 · 0⤊ 0⤋