I'm a real estate agent, the market has been slow recently due 2 the interest rates rising, so I thought I'd love 2 get a job where I get a paycheck evry wk so I applied at a bank as a teller so I can get the chance 2 move up and learn how 2 do loans, I have an interview monday and i know i'm going 2 get the job i'm bilingual and i've wrked @ a bank b4 but then yesterday I get offered a job as a loan orginator, they make mega bucks except...it's commission 2 so no hourly pay but learning all of that is priceless, still what should I do?....
2006-08-05 03:22:43 · 12 answers · asked by dflo203 2 in Business & Finance ➔ Careers & Employment
By the way, the teller position does not offer benefits, the loan originator offers full benefits.
2006-08-05 03:35:39 · update #1
You need to sit down and take the time to figure out what you want. What are your goals...long term and short term?
When you discover these goals, that is when you can make a proper decision about which job to go for.
Also, if you're having trouble figuring out your career goals, make a list as long as you can of the things you really love to do...like bike riding on the beach, playing baseball, watching movies, helping people at the homeless shelter. Whatever you put on the list should really be used to help you find your goal. This way you will do something you love and and not work terribly hard to get someplace just to get paid...
In the end money really isn't everything. Having a satisfying career that energizes you is really what you should be focused on.
Good luck!
PS-If you need more help, you might want to try a local career center like at an Adult/Vocational School, or even most colleges have them too.
2006-08-05 03:31:49 · answer #1 · answered by Anonymous · 3⤊ 1⤋
I can truly understand your dilemma. The only person who can really answer this question is you. You know your financial picture and circumstances better than anyone. But since you asked - let's go. Start with your financial picture - can you afford to work on commission only? Can you build from that situation? If not, then you need to work with a paycheck, insurance, and all the other benefits. With a job as a bank teller, make sure you ask what is the length of time in your employment that you can advance. Try to negotiate as much as you can for a salary consideration when you do interview. As the old rule goes -the minute you find a job - that's when other opportunities start to pour in. Weigh each opportunity carefully. Make sure you keep an eye on your financial picture. Continue to look for opportunities that fit your career and future goals and choices. Don't let the idea of advancing your career through additional edcuational opportunities slip by you either. There are plenty of schools out there which may help satisfy and also help you advance financially and with degrees. Bless you and be positive at all times!
2006-08-05 11:00:36 · answer #2 · answered by THE SINGER 7 · 0⤊ 0⤋
Loan originators are scrambilng like realtors right now. The re-fi boom has slowed down due to the higher interest rates and it will be the same little treadmill that you are running on now, only you will have to learn a whole new business.
Some people do better being self employed though. I sure do. Do your best. Good lluck.
2006-08-05 10:30:20 · answer #3 · answered by Cattlemanbob 4 · 0⤊ 0⤋
You should decide which is more important: the big bucks or the security of a paycheck every week.
Personally, I'd go for the bucks. There's really no such thing as a secure job in these days of mergers and outsourcing. Take the big-money job and salt away as much cash as you can, then retire early and enjoy life.
2006-08-05 10:29:20 · answer #4 · answered by mommadillo 4 · 0⤊ 0⤋
If you're so lazy that you can't spell out complete words in communications, it is unlikely you'll ever be hired or retained an a real company. Quit typing like you are 12.
If you are 26, then it really is time to grow up if you want to get a real job working with professionals.
BTW, if you have visible piercings except a pair in your ears, remove them and keep any tramp stamps you may have covered. People who do business with banks don't like to be waited on by freaks.
2006-08-05 10:28:17 · answer #5 · answered by ceprn 6 · 0⤊ 0⤋
If you need something steady,like if you rely on your paycheck and no one else, I would do the bank job-it's very steady and you know you will be paid for all the work you do. That said if you do not sole rely on your own income and have a little leeway then definitely go with the commission job, it could possibly become very lucrative- but in my experience commission jobs aren't all they are cracked up to be,GOOD LUCK!
2006-08-05 10:31:03 · answer #6 · answered by Wish 6 · 0⤊ 0⤋
Well you should do it. You will get a change to learn about loans and being paid by commission is something your used too. You also said yourself " they make mega bucks". Well Good Luck on your future.
2006-08-05 10:31:18 · answer #7 · answered by Yoro 3 · 0⤊ 0⤋
Work at the Bank. It is much more stable. Probably has medical insurance also. Commission jobs can be fly by night and they could let you go just as quick as they just offered you the job.
2006-08-05 10:30:40 · answer #8 · answered by bill a 5 · 0⤊ 0⤋
For starters, spell out the word "to" instead of using a number.
It makes you seem unintelligent and/or lazy, and nobody will hire you.
2006-08-05 10:27:32 · answer #9 · answered by T Time 6 · 0⤊ 0⤋
There are billions like you, Don't worry. Try your best.
2006-08-05 10:30:45 · answer #10 · answered by TG 2 · 0⤊ 0⤋