If I only have about $3000 dollars saved up is that enough...?

Question

for my baby. I am only 20 years old my pregnancy was not expected I am a student and I also work I only have a little over $3000 dollars saved up. My boyfriend makes A WHOLe lot of money so I am not worried about money to much but is that enough to have saved or should I have saved more. I save money well but I am independent and I have to pay for everything I am going to nursing school. I am just nervous thats all.

My boyfriends is very giving and is contributing to me and my unborn baby. I was just saying in MY case. He has enough money to raise 10 children I am just saying if I was SINGLE

I have medical insurance I have a house.

I am planning on breast feeding also

that money is all for my baby only I have money for myself to

Answer 1

You sound like you have pretty much everything you need. youll be fine. of course over the course of the years $3000. will not be enough, but it will sure get ya started. congradulations .

Answer 2

I agree that the boyfriend should help, but you need to check into a couple of other options too. Call social services and ask them to send you an application for medicaid since you are pregnant. I know asking for government help is typically something most of us wouldn't do but trust me. It is a simple application, you can have private insurance and just have medicaid pick up the copays, deductibles, etc. Most people qualify but never apply. My husband and I had private insurance but I applied anyhow and he does have a good paying job. Lucky for us I did because I had a complicated pregnancy and $40,000 in medical bills, and a funeral for the baby to add on top of it and that was just a 26 weeks long pregnancy. I know the average delivery is now about $5,000 but are you prepared if things aren't average? Also since you are single apply for WIC to help get baby formula, milk, cereal etc. You can get it when you are pregnant and nursing too. In my opinion we pay taxes to support these programs so why can't we use them to get some of are money back. Also WIC is given to any and all who meet requirements so you aren't taking someone elses spot.

Answer 3

Depends on what the $3000 is for. Do you have medical insurance? Do you have to pay for a place to live?

You are going to need lots of stuff for the baby. Crib, clothes, diapers, formula, etc.

$3000 is A LOT better than many people have. Good job!

Answer 4

umm maybe for like the first month or two MAYBE depends on what u buy and stuff u need alot more money then that threw out the months but dont worry millions of women get preg everyday and not all of them is rich take it day by day and u will be ok plus u got ur b/f if he helps u should do fine gl hun

Answer 5

there is NeVEr going to be "enough" money for having a child. It also depends on how well you want to live. have you already started buying baby stuff?? Me? i would've saved more cuz it'll fly by prolly even before the baby is here. You have to buy TonS of stuff to be ready. well, i guess not. We're back again to how well do u want to live?....

Answer 6

honey when it comes to a child there is never enough money to give that child what it may need a child need more then just money like love joy faith things that matter most in life not just a value in a green piece of paper

Answer 7

its enough to start, but let your bf handle the baby stuff and keep saving your money, put it in a high yeild saving account or a cd.

Answer 8

The boyfriend should be contributing. Put a halt to his expense account right away dear. OK?

Answer 9

Sorry but $3,000 is probably not enough. Do you have healthcare? I'd do everything you can to make sure that you baby is healthy.

Answer 10

its never enough money, knowing yu(which i dont) yu probably hella materialistic, bye now and thank yu