Pros and cons of having unhealthy lifestyle and the advantages and disadvantages of paying high percentage on health insurances.
2006-08-03 12:34:27 · 7 answers · asked by gorgeous_gaiL 1 in Health ➔ General Health Care ➔ Other - General Health Care
I think it's a really good idea for people to start taking responsibility for their actions and stop driving up insurance costs for those who do take good care of their bodies. However, how far should we go with this idea? Should we track what foods people buy and when they eat it? Count how many glasses of water they drink a day? Some insurance companies already offer discounts for people who work out at a gym, but are they gonna start videotaping how many minutes per day we run on the treadmill? I really like the thought of bringing down insurance costs and upping our health. We just need to keep thinking about how we can do that without invading on people's 'privacy' - that's becoming more and more of a concern in our society.
2006-08-03 18:50:15 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Many health insurance companies already do this... for many you pay higher premiums if you are a smoker.... next stop should be excessive obesity (sorry folks... but it really is an underlying cause for many many helath problems)....would be just like paying higher car insurance when you live in a high-theft area.
2006-08-03 12:39:16 · answer #2 · answered by Anonymous · 0⤊ 0⤋
No because how can you compare different healthy things. OK everyone who eats Mc Donalds daily has to pay 25% higher every year and everyone who smokes a pack a day has to pay 25% higher to. That just wouldnt make sense.
2006-08-03 12:40:10 · answer #3 · answered by Kacey 3 · 0⤊ 0⤋
no, i dont think that would be an appropriate thing to do because not everyone can afford a healthy lifestyle, which leads to not being able to afford accurate health insurance. so then what???
2006-08-03 12:55:41 · answer #4 · answered by Ms. DeVine 3 · 0⤊ 0⤋
I think there should be like a 5 year grace period.....that's long enough for everybody to lose excess pounds, stop getting drunk, stop smoking, stop doing drugs. Then after this time depending on what you're doing "bad" you get penalized. Sounds like a plan.
2006-08-03 12:43:08 · answer #5 · answered by daljack -a girl 7 · 0⤊ 0⤋
I think they should or at least get less coverage because they obviously are going to get sick more often. But on the otherside, they are very likely going to live a much shorter life so they will be covered less.
2006-08-03 12:38:58 · answer #6 · answered by christigmc 5 · 0⤊ 0⤋
YES
2006-08-03 12:39:08 · answer #7 · answered by spiritual guru 2 · 0⤊ 0⤋