Stressed and Depressed and in need of help and good advice?

Question

i am 18 just got my car and liciends about a month or two ago.. few days ago i had a accident (a deer ran out in tye road and i swirved and ended up in a tree which resulted with my car being totaled now idont have a car i have 2 jobs and will b starting school in 1 week and i am so stressed out that i cry everyday.....please i need some advice on where to start and how to d it

Answer 1

Calm down and be thankful that you didn't get hut yourself. You may be able to get a car from a buy here pay here lot and they will let you make weekly payments. You may be able to get a loan if your parents or other person will co-sine for you.

Answer 2

Do you have any money?

If you have two jobs, you should be able to buy another car on financing. Another option would be to take out a student loan and use that for car payments.

If you have a friend with a car, you can try to work out a ride share arrangement, where you'd pay some rent in exchange for the use of the car when your friend doesen't need it.

Sometimes people have accidents because they are overbooking their time and trying to do too much. Maybe having two jobs and going to school is just too much for you to handle, and you should cut back a bit.

Don't be stressed, don't be depressed. It's only a car. You can get another. It's only money. You can make more. Just remember that if your car was totaled, you're lucky just to be alive.

Answer 3

Did you get a police report about the accident and tell them what happened? If you did the insurance should be able to cover the damage to your car based on the police report. Just remember you still have your health and well being. We all go through stressful times back in 2002 I was laid off from my job and I was in the process of buying a townhouse. Since I lost my job I was not able to buy the townhouse and still cannot because of real estate prices. I also was losing alot of money on the stock market. My father said to me everything will turn out alright. I did not belief him at the time, but it is true. It will work out for you in the end too. Once you get over this stressful event, which is fresh in your mind, you will regain your happiness. Good luck and do not beat yourself up over the accident it was not your fault. I hope the insurance company will help you.

Answer 4

OK Let's look at the problem. Forget the car and accident that's history. You need to focus on getting getting transportation. You must not have had insurance that would have paid for your loss. Talk to friends, family or your employer and ask for help until you can get on your feet. Holding 2 jobs and going to school tells me you are a very ambitious young man and someone should be willing to help. If you can;t find help consider alternatives..riding the bus, catching a ride with a friend or family. Start trying to get another car ..I just believe someone will help ,,don't be afraid to ask. If all else fails talk to a minister.

Answer 5

Did you have car insurance? You could get a rental car covered by some plans. Try finding your local transit, like the bus or tram. Look for car pools at your school and with your co workers. Help pay for gas. Try doing some yoga to relax, the breathing can help. Make sure you watch what you are eating, food can intensify emotions. Could you possibly get a loan or financial aid through school or a bank? Good luck.

Answer 6

First of all take a breath and calm down. Next is to ask around to all of your friends and family. See who may have an extra car, or an old junker just sitting in their yard that you can use until you can either fix the smashed one or afford a replacement. Friends and family also just might know someone that may take payments for a car too especially since you are working two jobs.
Next is that maybe you can bike it or maybe carpool if someone lives near you. Just some suggestions that you I just wanted to say.
Remember, just stay calm, ask everybody if they know anyone who either has an extra car or selling one cheap and finally pray because it cannot hurt! Good Luck!

Answer 7

My first question to you is did you have any insurance? Did you report your accident?
If you have a good insurance policy, you may be provided with a rental car, until your car is repaired. Yor age only being 18 might be a problem, but perhaps your partents could go with you to your insurance office and let them be the ones to drive the rental car, and you might be able to drive one of your parents cars.
I had to do this when I was 18, because a man hit my car and it was in the shop for several months. Our insurance company worked very nicely with us, and that way I was able to continue my driving back and forth to work.

Answer 8

I'm sorry.
BUT
There are worse things happening to even more unfortunate people than you.
Be happy that you've got your health and a chance to better yourself through education.
The best thing to do is leave one of the jobs and focus on school. Education is what will take you forward in life. Keep the job that pays the most though, maybe you can save up and fix your car.
Good luck, feel better :)

Answer 9

Since you are 18, you probably have a lot of "guy friends," that fix cars. Ask them if there is anything that can be done with the car, even it is totaled, to get it running so you can go to work and school. Guys like to fix cars, especially for girls.

Answer 10

I hope that you had insurance,, even if you didn't have full coverage a lot of policies will cover deer on liability. Talk to your insurance agent.
I wish I could help, I know this seems very hard right now in your life but as with everything else,, this too shall pass. I am glad you weren't killed.
Talk to your family members and see what advice and help they can offer.

Answer 11

Did you have insurance to cover your car? I hope so.

Look at it this way: you are safe, you are alive and you are young.

It sounds to me like you have a lot on your agenda: 2 jobs and school? Maybe it's too much. When do you have time for your family and friends?

You can always replace "things" - you can't replace your health, family and friends.

Take a deep breath, pick yourself up and start over again. (A lot of people end up doing this at 50 years of age, you have time on your side.)