Where can i get a grant for individual use? I purchased a grant guide but it had nothing for personal grants.?

Question

i need a personal grant after my husband of five years left me and the kids and left us BROKE. I have to start fresh and I cant do that with my credit status.

I'm not saying i need one because he left. I need one to pay bills.

Answer 1

I am sorry to hear of your plight. Unfortunately, while there are many grant lists and books out there, you can't find grants for personal uses.

The government is NOT in the business of giving away free money for the sake of giving away money. Grants are free, but it means OBLIGATION. You will be obligated to do as the grant sets out to do. Grants have objectives, and your purpose must fit the objective of the grant.

For one, you have to write the grant application and the grant application is not a simple document - you have to explain how your purpose for applying for the grant fits well with the objectives set out by the grant.

There there is a stringent review process through a committee. You will compete with other applicants for the grant money, and this grant review committee will evaluate the merits of each proposal. Only those that they feel exemplifies the objective of the grant will be approved.

You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes.

Even if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently.

Note though that these grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants.

Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs

Answer 2

Contrary to popular belief, grants are not easy to come by. The federal government has a grants program but it is generally used to fund state aid/small business programs.

There is no such thing as a "I'm broke and have bad credit please give me money" grant.

My suggestion would be to go to your state Dept of Human services office and apply for daycare benefits. You can then get a job, rebuild your credit and go from there. Not too many other choices for you.

I guess the other option would be to leech onto the government welfare teat but I am hoping you are a better person than that.

Answer 3

Personal offers and housing offers quite often don't exist. There could also be a state company in Michigan for you to furnish you with a mortgage to aid with a downpayment in case you qualify, however they most likely may not simply supply you the money.

Answer 4

hon, dont shoot the messenger here- but i have been in the same sitch when my husband left me and our 3 kids with no car, money home, NOTHING...... as much as i hate to say it- there arent any out there......

ps...... does it have grants for home loans and starting your own buisness? contact me please- ravenshadoweyes3 is my email and sn for messenger

Answer 5

Uh, I don't think you can get a grant for that.