You can buy travel insurance to get pre-existing medical conditions covered if you purchase the insurance within their waiver period, otherwise there is a lookback period, and the insurance will not cover any conditions that have been treated or diagnosed, or had medication changes in the last 60-180 days depending upon the policy. As far as the cost...it depends upon your trip cost and ages of the travelers. Some plans don't charge for kids 15 and under. Go to www.tripinsurancestore.com for a free quote. You can also do an online chat to get any questions answered. Only sells to US and Candian residents, for travel medical if your from another country go to www.travelhealthinsurance.net
2006-08-02 05:53:52
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answer #1
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answered by dee_0076 2
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Depends on where you reside. If you reside in North America you can find travel insurance that will cover you.
The conditions that you mention are usually considered to be pre-existing conditions. However, many travel insurance plans will waive their exclusion, if you purchase your coverage within their required time period, insure to the full value of your trip, and are able to travel on the day you buy the insurance.
Even if you don't qualify for the waiver of pre-existing condition many of the travel insurance plans make an exception to their pre-existing conditions clause by saying that if you are taking a prescribed medication for a condition that is controlled by the medication and the condition and the medication have been stable and unchanged during the 6 months prior to your purchase than it won't be considered a pre-existing condition.
Check the policy carefully by reading their waiver conditions and if you don't qualify for the waiver by reading their pre-existing conditions clause to see if it has the exception.
2006-08-03 00:02:02
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answer #2
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answered by travelers 2
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I am on medication for blood pressure and cholesterol. I always declare this on travel insurance and it doesn't seem to make any difference to the cost. I think as long as your BP is under control it is counted as an additional health risk.
2006-08-01 23:09:12
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answer #3
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answered by Lindy 2
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Have always found the Post Office really good. It's quite a simple form, cheap, and you can get insurance straight away over the counter. Make sure you read the smallprint, though, since you're on medication. Have a wonderful time!
2006-08-01 23:08:16
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answer #4
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answered by Wendyberyl 2
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I have just taken out travel insurance for a holiday next week in Portugal.
Easily the best & cheapest I found was from
www.direct-travel.co.uk
If you go on their site there is also a phone no. --- so you can talk to them (also - it isnt an indian call centre)
Hope you have a good hol.
Surdy
2006-08-01 23:10:35
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answer #5
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answered by surdy 2
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Just buy an normal travel insurance but you must bring your medication and take safety precautions (like not bungee jumping!) or the travel insurance will be invalid.
2006-08-01 23:05:12
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answer #6
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answered by TellMeWhy? 4
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Go onto www.atlasdirect.net. I've got diabetes and it only cost me £40 for 2 weeks so yours wont be that much if your pressure is under control. if people in your family havent got any problems then they will get theirs for about £12. and under 18's are free at the minute so try ASAP.
2006-08-02 01:29:39
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answer #7
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answered by powell2k21 2
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sure u do
2006-08-02 01:39:31
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answer #8
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answered by cookedermott 6
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