i did not pay my 2 monthly bills of my truck payment it got picked up and i would like to get it back.is there any way possible i could get it back?who i need to contant ? the place where i bought it or the company in which i got my loan with?
2006-08-01 15:01:06 · 7 answers · asked by im M 1 in Cars & Transportation ➔ Other - Cars & Transportation
Hello,
You really need to contact your State Attorneys Generals Office. (In the blue pages of your phone book under State Government) Ask them what the Stat laws are regarding repossession. If you were behind in payments, even by just a few days they do have the right to pick up the vehicle, but you need to know what they are allowed to do.
1.Can the lien holder charge you for the repossession if you were not notified that they were going to pick it up beforehand?
2.Can they hold the truck until the whole loan is paid? (Accelerate the balance), or do they have to give it back once the balance owed is paid.
Sometimes the lien Company will let you put the balance on the end of the loan, but this is expensive.
Even states that have decent consumer rights still allow this sort of thing to happen if the vehicle is repossessed a second time, so check that, and keep up your payments.
Good luck.
2006-08-01 15:18:43 · answer #1 · answered by Rockvillerich 5 · 1⤊ 0⤋
My husband is a repo man and I asked him and he said that you need to contact the company you got the loan with but that does not mean you will get your vehicle back for sure. The repo company has to give you your personals though within 45 days and that includes your plates. You may have to pay a small fee for your stuff for the clean out and storage of personals.
2006-08-01 15:12:07 · answer #2 · answered by Kim Y 2 · 0⤊ 0⤋
Contact the loan co and make up the 2 mo payments you didn't make and you get your car back
2006-08-01 15:09:30 · answer #3 · answered by Anonymous · 0⤊ 0⤋
they will send you a letter telling you that you will have to pay what you owe to get it back plus some other fees probably. The letter should have the contact number on it. If not contact the company
2006-08-01 15:05:15 · answer #4 · answered by donise225 3 · 0⤊ 0⤋
The company where you got the loan.
2006-08-01 15:04:23 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Probably the loan company...be prepared to pay up!! This will hurt your credit too, so fix this fast.
2006-08-01 15:04:49 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Make your back payments, make the current payment, paythe towing fee. that's about the only way you will ever see it again.
2006-08-01 15:05:46 · answer #7 · answered by Anonymous · 0⤊ 0⤋