How often do you review and reallocate your 401k?

Answer 1

People criticize me but I reallocate after each financial quarter.

Answer 2

I review my retirement account online every 2 weeks just to make sure that my contributions were deposited. I reallocate funds only once or twice a year.

Answer 3

We review every quarter and reallocate probably once or twice a year.

Answer 4

you should reallocate twice a year at least. by saying this if you heard the old adage:" Sell in May ,go away" .
Statistically, in the period of Nov-April==>>dow,SP500,naq1000 return about 8% handsomely, since 1950
opposite May-Oct==>negative return, pay attention now, all the crash happen in Oct, Sept bad period for stock.

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Going further, you should check out the most revered book by individual investor
Trader Almanac by Jeff hirsch.

I accumulate in good amount in 401k at the young age.I could share with you. when consider invest in stock market. you should consider basic 3 things:

fundamental analysis==(economic data,finincial health, management, business model, competetion)>>what to buy

technical analysis==(chart+indicator)>> when to buy

Sentiment/schycho analysis==>>mood of investor, Contrarian point of view.
Market cycle===>> check out book Trader Almanac by jeff hirsch will give you inside stuff
When you combine 3 thing, It is one of the powerful knowledge goinh with you for the rest of your live

At the age of 32. my 401k is amassed 71,000.00 and 30000.00 in taxble account. by follow simple rule

Answer 5

I think annually is enough. To do it more often than that leads to what I call "carrot gardening" -- every time you see a sprout pop up through the soil, you pull it all up to check the root system, and disturb the growth.

that's not good.

You can't do market timing. Anyone who tells you which investement rain drop will reach the bottom of your window pain first is lieing to you.

Get in the market -- stay in the market -- reevaluate annually -- and watch the money grow.

Answer 6

I review my 401k when the statement arrives in the mail.

Re-allocate? Practically never.

Answer 7

Once per year. This avoids any penalties for switching too often. Plus it also avoids any kind of market chasing.

But I do review statements quarterly, of course.

Answer 8

that's dazzling and that i can relate to it. You of course choose somebody who could have fun with your style heartedness. i'm specific we can all discover that different 0.5 sooner or later. thank you for sharing this! "those helpful moments that don't choose any funds to acquire, yet only a feeling heart to nicely known ..." Peace.

Answer 9

I review mine usually every quarter.

Answer 10

at least a couple times per month. whatever you do, don't "chase the
market" - I learned the hard way. You are better off having your money
in a good fund and leaving it alone