2006-07-31 12:23:11 · 6 answers · asked by nytrsoxide 2 in Business & Finance ➔ Investing
US savings bonds continue to earn interest for many years beyond maturity. In fact, I'm cashing in two bonds tomorrow that were bought in 1976! They stop earning interest in 30 years. So, my suggestion is that you continue to hold the bonds as long as they're earning interest.
2006-07-31 12:37:23 · answer #1 · answered by Carlos R 5 · 0⤊ 0⤋
Well it depends on when they issued. If they are still earning interest, I would keep them till they reach full maturity, there comes a point when they dont earn interest anymore.
Go to www.usbonds.gov, and calculate the value of your bonds,
chances are the interest you are making on them is higher than a savings acct or anything else you can get at the branch level, as far as conservative investments go.
It also depends on the face value and the type, E? EE? H? HH?
A lot of factors to into that decision, the wisest thing to do is if you dont need the money, set them aside, and earn that interest.
2006-07-31 12:46:29 · answer #2 · answered by Mx2 4 · 0⤊ 0⤋
Get the series and other identifying information off the bond certificate if you have that, go to the US Treasury website if these are US bonds and check their value.
You may either keep them or (if allowed) redeem them. You may also sell them.
If these are bonds for municipalities or companies, then contact the entity.
2006-07-31 12:27:59 · answer #3 · answered by xamayca.com 4 · 0⤊ 0⤋
Make sure you getting higher interest rate than 4% otherwise they aren't actually growing since prices go up. Inflation...
2006-07-31 18:15:03 · answer #4 · answered by ulchka 3 · 0⤊ 0⤋
Wait until they mature and then roll them over to build more intrest.
2006-07-31 12:27:38 · answer #5 · answered by witchypoo 4 · 0⤊ 0⤋
u should give them to me...
2006-07-31 12:26:10 · answer #6 · answered by mazzygirl83 6 · 0⤊ 0⤋