How much start-up capital should I have?

Question

And what percentage of my saved ought I invest in mid-to-high-risk?

I meant, what percentage of my Savings ought I to move to risk capital

Answer 1

regardless of how much start up you should have.

10-20% on high risk
20-80 % on medium risk
10-20 on low risk

but ultimately it depends very much on your risk manitude, as in how much can you take losses? if yes, a lot then you can increase high risk to even 30%, and reduce medum risk. If no, you are the safe safe type, then increase low risk to 50%.

Answer 2

i suggest 5% of you total savings should be invested in mid-to-high risk. it also depends of where you are on the life cycle. if you are below 30 years old, then you should invest at least 10% because you can tolerate losses as you are relatively young. if you are upwards of 50 years old, your risk tolerance will be much lower since your future earnings are much lower now, than what it was 30 years ago.

Answer 3

Most say 10% but it depends alot on your age older you get the less it should be