debt collectors can they garnished ssi income?

Question

Can bebt collectors garnished someones ssi check.

This is credit card companies. Can they do it??

Answer 1

Credit card companies (and the collection agencies who collect their debts for them) are governed by the Fair Debt Collection Practices Act. The act prohibits certain kinds of behavior, including threatening to take certain actions when the collector either knows that they cannot take that action, or has no intention of doing so.

SSI checks themselves are not subject to attachment (garnishment). However, if the creditor sues you and obtains a judgment against you, they may proceed to try and attach your bank account, and in some states, they can attach other personal property as well. The property exempt from attachment or garnishment varies from state to state, so you would need to contact an attorney in your state to know your state's limitations and amounts.

DISABILITY payments are generally not subject to attachment. There is a difference between SSI and Disability however. I think you should consult an attorney who can spend a little time with you and give you specific advice for your state. Many attorneys will give you a consultation for a small fee, or even just charge you for an hour of time. That could be money well spent to know your rights in your state.

If you need an attorney and don't know one, contact your local or state bar association for a referral.

Answer 2

enable's get off this proportion ingredient and communicate on the subject of the money being paid in taxes. First, there are just about 50% of the individuals interior the U. S. that don't pay taxes and worse there are a variety that acquire a tax refund even concept they have not paid into the tax gadget. The wealthiest human beings already pay approximately eighty% of the taxes interior the country. Why would desire to they pay to any extent further whether or no longer they are able to attend to to pay for it or no longer. in the event that they choose for to make a contribution to charities, placed money into different agencies, purchase issues, that funds isn't controlled by the government and does solid for all individuals, because it is going into the economic gadget. The tax code components for a decrease tax value for dividends, tax unfastened bonds, capital advantageous factors, etc., those persist with to all individuals no longer in basic terms the prosperous. in case you have owned a house or a inventory, you comprehend approximately it. Secondly, any corporation that earns money has the suitable suited to refurbish kit, purchase new kit and kit and persist with those costs to the money the corporation earns, the internet consequence could be a loss to the corporation. The corporation continues to be open and has workers that are paid for his or her hard artwork. The corporation proprietors take the prospect of having a corporation prevail or fail. An worker in basic terms has an interest, different than the activity the corporation components, in the event that they have an possession interest (inventory) maximum folk proprietor nonetheless controls the corporation, no longer the worker. the worker is unfastened to go away at any time. i'm bored with listening to approximately income inequality, just about each and every u . s . interior the international has income inequality, the version is interior the U. S. you have a call and a raffle to do greater advantageous, someplace else, you will merely be adverse with out empathy on your place or your talk. recover from it human beings and pass do something which will make you a millionaire and end bitching through fact it is not being exceeded to you.

Answer 3

the irs can only garnish wages,no matter where it comes from.debt collectors can only try to get you to pay by civially suing you,because if its unsecured debt,they cannot go after your belongings or your wages,unless thats changed in bankruptcy court,laws vary by state

credit card companies cannot garnish your wages,in any way.....they can relentlessly pursure you for payment though,and depending on if you state has a homestead law,they can take your house for payment,i have only heard of this,dont know which states actually have that law on the books.all they can do is sue you civially,which means no criminal charges,no court,etc.if you have creditors threatining this,you dont have to put up with scare tactics,hang up when they call,simple as that,if you can afford it,file bankrupcy,then they have to stop calling and contacting you by mail.

Answer 4

No, you probably just had some person call you and threaten this but its not going to happen. They just want to scare you....next tI'me ask them when exactly they are going to do it and how much it will be.................they will not have an answer for you and im a lot of cases it is illegal to " threaten " garnished wages, especially if its not a possible option.

Answer 5

That depends on who the debt collector is - if it is the federal government, then yes they can. A non-government company, no.

Answer 6

My husband and I researched your question, and it looks like they can't garnish it. And I seem to remember my parent's having a problem like this, but a lawyer told them that it was illegal for it to be garnished. (Don't quote me on that! It just seems like I remember them talking to us about this!) My husband said for you to try and do a search on this question, but look under your state laws. I just don't see how it would be legal for them to do something like that. Good luck!

Answer 7

if someone wants to get out of debt today it is pretty easy with a debt consolidation plan
however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,

a good place to start in my humble opinion is:

http://umgarticles.atspace.com/debt-consolidation.htm

Answer 8

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good luck!

Answer 9

NOPE.