I'm paying 1200 dollar's in rent and for a year that's some peoples salary, if i did not have a boyfriend i would be in trouble or homeless, living in a shelther, there must be some kind of help for people who want to own, and feel safe.
2006-07-29 11:55:56 · 13 answers · asked by Anonymous in Business & Finance ➔ Renting & Real Estate
i think you should try to make money while you are on disablility. Im sure there is something you can do. Plus if you didn't have a boyfriend you would find a way to make more money.
2006-07-29 11:57:44 · answer #1 · answered by heidinichole 4 · 0⤊ 0⤋
There are government programs for low income people. Some are designed to offer lower interest rates and others are simply grants for down payments. Usually your credit doesn't have to be perfect to buy either. The rule of thumb is kind of based upon your ability to qualify for an FHA loan. These same programs I mentioned often include free credit counseling and home ownership classes. Often mortgage brokers won't tell you about these programs because they can't make as much money off these types of loans and it requires them to do more work than average.
Any good Realtor should be able to tell you about these programs in greater detail. I happen to be one myself, but I doubt you live in KY. If you don't know any where you are, email me and maybe I can hook you up with one.
2006-07-29 17:35:41 · answer #2 · answered by linkus86 7 · 0⤊ 0⤋
With that kind of rent, you probably can buy some house with a loan of 40 or 50 years. Loan officers are getting creative with their loans now, you can borrow a loan for 40 or 50 years, not just 30 years anymore. With the interests you pay on your loan, you probably also save more on your tax when you file for a tax return at the end of the year.
2006-07-29 12:03:01 · answer #3 · answered by gerlooser 3 · 0⤊ 0⤋
12,000 i n rent are you nuts what do have maid service a gradneer chauferr>. we are paying, 500, a motnth in rents and no its no dump but therres 2 of us okay too, and dont depend on a boyfriend , to, pay the bills foreverr pweople have been know too vanish die have heasrtaches etc, cant you work etc, and your rent is wat too high move, thats ridlicious, now as far as buying a home or what ever they go bye what your credit score comes out to are you a risk do you have basd creditt? you trying too go too, a, bank, good luck on disablity, when you are on disablity payments, they tell you therwes no strings atta ched too it, no one can sue you etc, so if you decide too buy a home on disablity good luck most peolple get there faces slammed in the door, i know its not fair, etc, as far as, buying a home, with option too buy again what is your credit like, do you have creditt, if trying too go threw a bank, if the bank were too give you a loan they want colarriall, on a boat or, car anything they can get therre hands ob if you defalt, i know its not fair your on disablity most banks credit card companies wont go near you, when buying a home, did you ever try the home buyers, programm or hud in your state you need help with that ridlocious rents its way too high, 1,2220 a month is outrageous is the place your in a dump?? good luck in your searches
2006-07-29 12:05:19 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Buy a 2 bedroom and rent out one of the rooms to cut down on your mortgage.
2006-07-29 11:58:31 · answer #5 · answered by Anonymous · 0⤊ 0⤋
try looking in bargain hunter flyers. or look in ur area for a housing company that might sell u a house as rent to own, i am with ottawa housing and i only pay 600$ a month for a 3 bedroom house with basement, heat hyro, included. just look arround for something like that.
2006-07-29 12:00:03 · answer #6 · answered by a_cute_lilangel 2 · 0⤊ 0⤋
HUD housing or contact the housing authority in the area,they have cheap housing and if you qualify for assistance they pay most the rent
2006-07-29 12:05:01 · answer #7 · answered by sunistao 3 · 0⤊ 0⤋
Go to Nebraska...they're giving land/homes away... Missy you're not the only one who wants to own...why should anyone make special accommodations for you? Get out of disability and go find a job....that's for starters...
2006-07-29 16:30:23 · answer #8 · answered by Anonymous · 0⤊ 0⤋
Some should not be rude here are you some sites these people will help sometimes theres a long list so go ahead and apply some as you can.
http://www.nehemiahcorp.com/ also try FHA http://www.fha-home-loans.com/ and heres one more http://www.freddiemac.com/
2006-08-01 03:42:27 · answer #9 · answered by Anonymous · 0⤊ 0⤋
Hey just too let u know im the same way u have family dont they help u out?
Love Kierra.
2006-07-29 11:57:19 · answer #10 · answered by Brown Eyed Beauty 1 · 0⤊ 0⤋