I was a collections manager for a Fortune 500 company for several years and am versed in the FDCPA. In fact the debt is not cleared at all because you are in a contractual agreement, no more hand shakes or morality in society anymore. Since it was a more religious time and place for those laws when they were enacted its safe to say its tucked away with the same laws that say that horses may not be drawn for carriage on Sundays ;)
This however is true of debt; each and every time a creditor calls or writes in correspondence with you, they have to inform you that there is an intention to collect and debt and all information will be used for those purposes. They are not allowed mailing debt info on a postcard, the company cannot front as a government entity, if you request not to be called at work, they must oblige. If you ask them not to collect on a Sunday, they must cease calling you on that day. In no state is it Illegal to call on Sunday- what is illegal is the continuance of calls if you already requested them to cease. If you ask them to cease and desist all phone calls through writing, they may only contact you through the mail. Collector's are not allowed disclosing any information to third parties; including that they are trying to contact you about a past due bill. And last but not least, they must give you 30 days to dispute the validity of the debt.
I hope this was helpful.
2006-07-26 16:36:13
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answer #1
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answered by ncantongirl 2
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Absolutely and unequivocately not. If that were the case don't you think everyone would try to do things on a Sunday and yet there are many businesses of all sorts open on Sunday and have you ever heard that they could not get paid because it was a Sunday? You can bet that if that was the case it would be in the press all the time and the law would be changed.
2006-07-26 16:38:51
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answer #2
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answered by Anonymous
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Some states have made it illegal to call about a past due debt on a Sunday, but they do not forgive the debt. Usually just a fine to the company.
2006-07-26 16:30:38
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answer #3
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answered by Jim T 4
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Nope, but in many states Civil Processes can not be served on a Sunday and if so served it would be null and void. However, it is easy just to get another civil process or judgement.
2006-07-26 16:25:04
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answer #4
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answered by Eldude 6
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Its probably still a law in many places, but not enforced, its probably because at one time to demand payment on Sunday was (and probably still is according to religous teachings) a sin and as pennace for your sin the person you sinned against nolonger is obligated to pay you the money you requested
2006-07-26 16:26:24
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answer #5
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answered by Mark G 7
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No such luck.
2006-07-26 16:25:13
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answer #6
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answered by notyou311 7
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