I work at Sears & I know that you have to have pretty decent credit to get approved for a card there. So obviously you know how to use credit wisely. Just pay it in full every month on time & there will be no problems at all!
2006-07-28 00:16:56
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answer #1
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answered by Brooke~* 3
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When this happens, just use that Sears card if you shop at Sears. If you go at least like once every 3 months, you'll have fine credit.
Worse comes to worst, just cancel it.
2006-07-26 07:03:23
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answer #2
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answered by iahawke 4
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you are if you don't pay your bill. sears does kind of have a high interest rate. you would be better off getting something else. but the sears card is also nice becuase on some items, you can get a % off just for putting it on that card. SHOP RESPONSIBLY!
2006-07-26 07:04:18
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answer #3
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answered by meatball822 3
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"credit" with these store cards is VERY expensive. Might as well just have one regular credit card, like Visa
2006-07-30 05:44:04
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answer #4
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answered by robert43041 7
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No, its the same with all credit cards.
You need to spend only what you can
afford and make your monthly payments
on time and you avoid the extra charges.
2006-07-28 08:48:23
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answer #5
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answered by tychi 4
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