if ya luve and work in the states and you wanna buy a house there but don't have american citizenship?

Question

Can you apply for a loan?

Answer 1

Yes you can buy a house, even if you are not a citizen. In fact, even illegal immigrants are buying houses (whether it is right or not of course is a different thing).

SFgate.com has an interesting article you may want to read entitled "Selling illegal immigrants the American dream" that discusses how illegals are getting loans and mortgages for their homes.

http://www.sfgate.com/cgi-bin/article.cgi?file=/c/a/2006/06/15/MNGRMJEGM81.DTL

The article says:

"... a handful of banks, including some major institutions, have begun offering home-mortgage loans to people who don't have Social Security accounts. Instead, borrowers can use individual taxpayer identification numbers, or ITINs, which are used to file income tax returns. These lending programs also allow borrowers to use unconventional ways to demonstrate their creditworthiness."

All you have to do is to find a real estate agent who can help you find mortgage lenders that will lend money to you.

Answer 2

I'm not really sure. Your best bet would be to talk to a local real estate agent. He or she should know what options you have.