what kind of investment at this time round which will be profitable in long term say 5-10 years and low risk (not included share, fund and housing)
2006-07-25 21:30:10 · 7 answers · asked by Anonymous in Business & Finance ➔ Investing
I'd say bonds, which you keep until they expire. In that case you will know in advance the interest you will gain. The variations in price due to changing interest rates don't hurt you as you will be paid the capital at the term.
Try googling for "bond ladders"
2006-07-25 21:38:04 · answer #1 · answered by cordefr 7 · 0⤊ 0⤋
If it is low risk that you are look for within that fixed period either fixed deposit (seems for around 3.?%) or insurance saving plans (most 4% not guaranteed).
If you want to get higher returns >8% then you need to invest into higher risk instruments like funds or shares.
If you calculate a $5k invested @ 4% and @ 8% you'll receive $7401 or $10794 respectively. It's a difference of $3.3k! Which is 60% of yr initial investment. With 8% or more you would have doubled yr money.
More and more busy working professional are engaging financial professional to manage and monitor their investment. You may want to do the same. Email me if you need more details.
2006-07-26 21:21:40 · answer #2 · answered by JasonLee 3 · 0⤊ 0⤋
Try a balanced mutual fund (60% stocks and 30-40% bonds) like Oakmark Equity and Income OAKBX. It has actually out performed the S&P Index over the long haul.
OR, try a large cap value fund like Vanguard Value Index VIVAX.
2006-07-26 10:50:43 · answer #3 · answered by Yardbird 5 · 0⤊ 0⤋
A Fixed Annuity. We pay 6.5% and it is guaranteed safe. Go with a reputable company. Go directly through an insurance co. so that you don't have to pay broker fees. You get a statement once a year, and know exactly what interest rate you will earn every year. If interest goes up, so will yours, but they are guaranteed never to fall below a certain interest rate. We charge nothing to start an account. Let me know if I can help.
2006-07-27 19:47:22 · answer #4 · answered by Susan C 3 · 0⤊ 0⤋
go for a mutual fund. you can earn higher than a normal bond investment, and you allow professional fund managers to allocate the portfolio prudently. you can just sleep for 5 years and wait for your gains.
2006-07-26 04:50:45 · answer #5 · answered by J 4 · 0⤊ 0⤋
why won't you include the 1s you should buy (share & fund)? An index mutual fund is the answer.
2006-07-26 12:59:04 · answer #6 · answered by vegas_iwish 5 · 0⤊ 0⤋
Seems like you don't want to work. :/
2006-07-26 04:33:31 · answer #7 · answered by NA A 5 · 0⤊ 0⤋