2006-07-25 17:31:51 · 11 answers · asked by marym 1 in Business & Finance ➔ Personal Finance
Don't buy anything that you cannot afford. Buy only what's essential. Save, even a little amount will sum up into something someday. Please don't get a credit card.
You can a sideline, you know another way to earn money without taking too much of your time.
2006-07-25 18:21:24 · answer #1 · answered by Mai 2 · 0⤊ 0⤋
How are you in debt if you don't have checks, credit cards or any of that? The best thing is consolidate all your bills into one. Instead of making 5 different payments at various interest rates put it into one and you'll pay it off faster. There is more money towards the principal and not being gobbled up by interest rates.
2006-07-26 00:38:27 · answer #2 · answered by guero915 2 · 0⤊ 0⤋
set a budget and STICK TO IT!
Use cash ONLY and stop using ATMs as you will end up taking more out that way. (I really only need $5, but I'll take $20 anyway)
Some employers may be able/willing to direct deposit a portion of your check every week/month into a seperate account.
Alternatively, if you don't mind giving the government an interest-free loan, you could have extra taken out as tax which you can then claim back on your tax return.
2006-07-26 00:38:51 · answer #3 · answered by Beth 3 · 0⤊ 0⤋
Go to a Credit Counselor and doing what they say. It is hard but the only way to successfully complete their program and get out of debt.
2006-07-26 00:36:48 · answer #4 · answered by SHicks23 2 · 0⤊ 0⤋
debt consolidation
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan
however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is:
http://umgarticles.atspace.com/debt-consolidation.htm
2006-07-26 05:31:30 · answer #5 · answered by Anonymous · 0⤊ 0⤋
I strongly recommend to buy things that produce income every single month. Don't buy things that take money out of your pocket. Some things that produce income include stocks, mutual funds, businesses, real estate income, Certificate Deposits etc.
2006-07-26 02:02:57 · answer #6 · answered by Anonymous · 0⤊ 0⤋
These articles might help:
Debt Management and Building Wealth
http://www.askaquery.com/Answers/qn1581
How to lower your debts?
http://www.askaquery.com/Answers/qn1576.html
How to reduce debt : How to lower your expenses?
http://www.askaquery.com/Answers/qn1577.html
2006-07-26 14:00:17 · answer #7 · answered by Anonymous · 0⤊ 0⤋
http://www.oprah.com/money/debtdiet/money_debtdiet_main.jhtml
Do the Oprahs Debt Diet. Its hard, but it works!
2006-07-26 06:54:13 · answer #8 · answered by skigod377 5 · 0⤊ 0⤋
Live on a cash-only basis. No checks, no credit cards, no debit cards... cash.
2006-07-26 00:35:32 · answer #9 · answered by odandme 6 · 0⤊ 0⤋
start doing a part time job to your job now like a home base
for more info http://www.shaklee.net/thehealthyway
2006-07-26 00:59:01 · answer #10 · answered by Anonymous · 0⤊ 0⤋