I have never had a checking account so I'm wondering if I should ask to change them or leave them like that?
2006-07-25 13:13:13 · 14 answers · asked by cblove 1 in Business & Finance ➔ Personal Finance
i dont think that matters at all.
2006-07-25 13:16:17 · answer #1 · answered by Lola P 6 · 0⤊ 0⤋
You should definitely not have them change it. Most financial institutions start their new checking accounts off with check #101. Some merchants are a little hesitant to accept a consumer's check if they have a low number. Having a higher number shows merchants that you have used checks in the past wisely. Don't dispute it!
2006-07-25 13:19:58 · answer #2 · answered by Mrs.S 2 · 0⤊ 0⤋
no, actually that is good in a way.
It is better than starting with check #1 as #1 shows it is a brand new account and it is possible someone might not accept your check because the account is new.
It must be a great feeling to get your first checking account. Try to develop good habits by recording all of your checks and keeping track of the balance.
2006-07-25 13:19:34 · answer #3 · answered by Anonymous · 0⤊ 0⤋
leave them like that. some businesses will not accept a check if the numbers are very low. it will signify to them that you have a new account and some people do not want to take the chance of you not knowing what you are doing and will not accept it. the higher the number usually means that you have been writing checks for a while.
2006-07-25 13:18:37 · answer #4 · answered by Becky P 2 · 0⤊ 0⤋
The reason for the checks starting a 1000 is because at most large chain stores and grocery stores, They will not accept any checks that are below 100 or 300 I forget right now. So it will only help you to start writing checks without any hassle or stores refusing to accept your check.
2006-07-25 13:20:01 · answer #5 · answered by craig_45205_98 2 · 0⤊ 0⤋
I don't think you have anything to worry about. It just might be the way that your bank starts people with their first checks, rather than start at 0. The numbers are for your reference, so when you check your statement you know what checks are credited to your account.
2006-07-25 13:16:34 · answer #6 · answered by penpallermel 6 · 0⤊ 0⤋
They do that on purpose because it makes you look more established than a low number would. Merchants like to see some kind of history and stability when they take a check, so most people don't start off with something like 0001. You're fine.
2006-07-25 13:18:23 · answer #7 · answered by Anonymous · 0⤊ 0⤋
They do this because many merchants do NOT want to take a low numbered check....shows that the account is new and bigger chance the check will bounce. What are you afraid of?????
2006-07-25 13:18:56 · answer #8 · answered by Anonymous · 0⤊ 0⤋
Leave it, it is better to have a higher ck #, some places will not take checks under a certain #. (that was about 5 yrs ago) it still may happen!
2006-07-25 13:16:59 · answer #9 · answered by KISH KISH 2 · 0⤊ 0⤋
As long as your personal information is PRE PRINTED on the checks and not starter checks then you are fine. All usually start at that since it is the beginning.
2006-07-25 13:16:34 · answer #10 · answered by Anonymous · 0⤊ 0⤋
I thought they always started you at 1000!
2006-07-25 13:16:32 · answer #11 · answered by kturner5265 4 · 0⤊ 0⤋